Eileen Carrero Financial Services LLC

01/08/2025

From Fed rate cuts to record highs, Q4 wrapped up a strong year for markets. Our January Quarterly Market Insights breaks down what drove performance and what investors are watching in 2025.

Quarterly Market Insights | January 2025 U.S. Markets Stocks posted solid gains in Q4 as investors navigated the presidential election, overseas unrest, and Fed rate cuts. The Standard & Poor’s 500 Index rose 2.07 percent, while the Nasdaq Composite surged 6.17 percent. By contrast, the Dow Jones ...

01/07/2025

When it comes to investing, you may be your own worst enemy.

Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.

01/06/2025

The holidays are over, and this week will be a busy one for economic data. Join Gene Goldman, CFA, on this week’s episode of as he explains why he’ll be primarily focused on Wednesday’s meeting minutes.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

01/03/2025

This Quarterly Recap summarizes market performance, major events and news from Q4 2024. Read more here:

The fourth quarter gave investors much to ponder with a presidential election and Fed rate cuts along with stronger than expected economic growth and corporate earnings.

01/03/2025

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

12/31/2024

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.

If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.

12/30/2024

As 2024 winds down, expect another quiet week for economic data releases. Join CIO Gene Goldman, CFA, on this week’s episode of as he focuses on the one report to watch – Friday’s ISM manufacturing report.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

12/27/2024

Facing divorce? Don't overlook changes to your insurance coverage.

In the face of divorce, making changes to insurance coverage may be overlooked.

12/24/2024

If you are retiring earlier than expected, you may be struggling to know what comes next. A few simple steps can help you feel like you are on the right path again.

Retiring earlier than expected can be disheartening. Learn steps that can help you smoothe the road ahead.

12/23/2024

As we head into a quiet holiday week for the markets, CIO Gene Goldman, CFA, shares three primary themes for 2025 in this week’s episode of .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

12/20/2024

Increase and motivate your with these five simple and inexpensive ideas.

Five creative (and inexpensive) ideas for motivating your employees.

12/19/2024

Please review the latest commentary from that discusses the Fed's Hawkish Rate Cut. The Fed went from foe to friend in 2024, but don’t expect it to be your BFF in 2025. Click here to read more: https://bit.ly/3ByfGqb