Wiseman & Associates Wealth Management

03/18/2026

Not all eggs belong in one basket—but the right strategy can make all the difference. Let’s talk about building reliable income for retirement.

12/18/2025

Long-term care planning is evolving. In this short article, Thomas R Wiseman explains why hybrid long-term care insurance solutions are becoming the preferred choice over traditional standalone policies—and what that means for today’s planning strategies. Worth a quick read.

12/03/2025

Retirement may change your perception of investment risk.

A change in your mindset during retirement may drive changes to your portfolio.

12/01/2025

Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical. [Learn More Now]

Learn about all the parts of Medicare with this informative and enjoyable article.

11/26/2025

The beans brewed for your morning coffee may have changed hands many times.

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

11/24/2025

A few strategies that may help you maximize your Social Security income.

There are other ways to maximize Social Security benefits, in addition to waiting to claim them.

11/19/2025

Half of execs believe their skills will be obsolete in two years. The chair of the SEC thinks AI will spark a financial crisis. What does such concern or uncertainty mean for your future and your financial strategy?

What do concerns or uncertainty about AI mean for your future and your financial strategy?

11/17/2025

Considering alternative investments? It’s critical to sort through the complexity.

With alternative investments, it’s critical to sort through the complexity.

11/14/2025

The IRS has announced updated federal income tax brackets and deductions for 2026, reflecting inflation adjustments.

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to the uncertainty. Here’s what the 2026 Federal income tax brackets will look like.

For married couples filing jointly, the standard deduction rises to $32,200, up from $31,500 in 2025. Single filers can now claim $16,100, an increase from $15,750. The top 37% tax rate applies to income above $768,700 for joint filers and $640,600 for individuals.

The agency also raised thresholds for long-term capital gains, estate tax exemptions, and eligibility for the earned income tax credit. These updates will apply to 2026 income for returns filed in 2027.

To understand how these adjustments may influence your tax planning and long-term financial goals, contact Wiseman & Associates for guidance.

11/12/2025

The CPI has shown low inflation since '09. Are your prices rising faster than the average?

It's important to understand how inflation is reported and how it can affect investments.

11/10/2025

Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance?

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.