Wiseman & Associates Wealth Management

Wiseman & Associates Wealth Management Keep Your Money. We have over 25 years of experience in Northern Virginia managing and helping our clients work towards
growing their wealth. Member FINRA/SIPC.

We carefully evaluate every aspect of your financial picture and your unique needs to develop a comprehensive plan designed to manage your assets, pursue growing your net worth and leave a legacy. Ours is a measured approach that relies on our team’s in-depth understanding of Wealth Management, Estate and Business Succession and Insurance Strategies. Our success over the years can be directly attr

ibuted to helping our clients in Hunt Country and the greater D.C. metropolitan area skillfully manage their assets and pursue their personal goals. Contact Wiseman today for a free consultation. We believe that true financial success is not about how much money you have, but how much money you keep. Securities and advisory services offered through LPL Financial, a registered investment advisor. finra.org, sipc.org. Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am/we are registered to do business, please visit www.WisemanandAssociates.com

our wildlife feature for the day!
06/22/2026

our wildlife feature for the day!

new member of the family!
06/06/2026

new member of the family!

Many people purchased annuities years ago for guarantees, income, or “peace of mind” — and at the time, they may have be...
05/27/2026

Many people purchased annuities years ago for guarantees, income, or “peace of mind” — and at the time, they may have been the right fit. But not all annuities age well, and not all annuities are created equally.

At Wiseman Wealth, we regularly review annuity contracts for clients who are surprised to learn:

• High fees may be quietly reducing long-term growth
• Outdated riders may no longer align with current financial goals • Limited liquidity can create unnecessary restrictions
• Some products underperform compared to newer alternatives
• Interest rate changes and market conditions may have changed the value proposition entirely

The truth is, many annuities were sold — not planned. That doesn’t mean every annuity is bad. Some can still serve an important purpose in a financial strategy. But if you haven’t reviewed your contract in several years, it may be time for a second opinion.

A good financial strategy should evolve as your life, goals, and the market evolve. If you currently own an annuity, ask yourself:
• Does it still match your retirement objectives?
• Do you fully understand the fees and restrictions?
• Is it providing value relative to today’s alternatives?
• Has anyone reviewed it recently with your current financial picture in mind?

Before making changes, get clarity. At Wiseman Wealth, we believe financial planning should be built around education, transparency, and long-term strategy — not one-size-fits-all products.

Give us a call into our office for a consultation of your annuity to see if it aligns with your current goals.

— Tom Wiseman

Looking for a financial advisor in the Loudoun County area? We provide expert advice from investing to insurance to retirement. Give us a call!

Address

115 The Plains Road, Suite 100
Middleburg, VA
20117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Wiseman & Associates Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Wiseman & Associates Wealth Management:

Shortcuts

Share

Category