Letsplann

Letsplann This is a non profit organization trying to help people take control of their financial future. We ar

Emergency Fund Safety Net⠀⠀⠀⠀⠀⠀⠀⠀⠀An emergency fund is intended to be your safety net in the event of a financial emerge...
11/01/2021

Emergency Fund Safety Net⠀⠀⠀⠀⠀⠀⠀⠀⠀
An emergency fund is intended to be your safety net in the event of a financial emergency. These emergencies include, but aren’t limited to, job loss, or a major illness or injury.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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You should aim for an emergency fund of at least three to six months of living expenses, including bills, debt payments, and everyday spendings, such as grocery bills, childcare costs, and transportation costs. But if you are a single-income family, have a serious medical condition, own a home, are self-employed, or are trying to stay out of debt, an emergency fund becomes an even more pivotal piece of your financial plan.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Hola, mi nombre es Linda y mi equipo y yo queremos ayudarlo a alcanzar su meta financiera. Si mejora su puntaje creditic...
09/02/2021

Hola, mi nombre es Linda y mi equipo y yo queremos ayudarlo a alcanzar su meta financiera. Si mejora su puntaje crediticio, puede comprar un automóvil, una casa o préstamos de interés más bajos. Estamos aquí para todas sus necesidades. Puede comunicarse con nosotros por teléfono, por mensaje de texto o envíenos un mensaje privado. Alguien de mi equipo se pondrá en contacto contigo. Empiece a prepararse para el 2022 y comience este nuevo año con buen crédito.

A financial goal is a target to aim for when managing your money. It can involve saving, spending, earning or even inves...
08/14/2021

A financial goal is a target to aim for when managing your money. It can involve saving, spending, earning or even investing. Creating a list of financial goals is vital to creating a budget. ... That means that your goals should be measurable, specific and time oriented.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Types of Financial Goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
There are several types of financial goals:⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Short-term goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
Mid-term goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
Long-term goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
Short term financial goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
These are smaller financial targets that can be reached within a year. This includes things like a new television, computer, or family vacation.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Mid-term financial goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
Typically, midterm goals take about five years to achieve. A little more expensive than an everyday goal, they are still achievable with discipline and hard work. Paying off a credit card balance, a loan or saving for a down payment on a car are all mid-term goals.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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These are all goals we can help you set and work towards. DM us ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Your family should mean the entire world to you. They are not just your family, they are the most important thing in you...
08/14/2021

Your family should mean the entire world to you. They are not just your family, they are the most important thing in your life. When you think of family, you should think of everything that makes your life complete. Family is what keeps us alive and breathing and unconditional family love is what keeps us sane. Your family should always be number one on your list of priorities. You should always make time to see and spend time with them but also do everything you can do for them, because family is precious. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Do you need to get on track to buy a home or fix your credit? We want to help. DM us today!⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Family is everything people say. Being part of a family means much more than smiling for photos or reading a book. If fa...
08/11/2021

Family is everything people say. Being part of a family means much more than smiling for photos or reading a book. If family is everything why not plan for your financial future of your family. Bad credit cost much more than good credit. But yet why do over 60 million Americans have bad credit? Lack of knowledge? I am hoping that is the reason and not that they put their families at risk of not having a bright future.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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If someone paved the way for you, gave you a guide and training and proper tools would you be interested in fixing your credit? If so inbox us today.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Credit scores are a reflection of what’s in each consumer’s credit reports. If the building blocks of your credit report...
08/11/2021

Credit scores are a reflection of what’s in each consumer’s credit reports. If the building blocks of your credit reports are sound, meaning you’re paying your bills on time, every time, and you are keeping your credit utilization rate low, then a high score will follow.

Many people think they aren’t good at earning money, when what they don’t know is how to use it or invest it.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀...
08/10/2021

Many people think they aren’t good at earning money, when what they don’t know is how to use it or invest it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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⠀⠀⠀⠀⠀⠀⠀⠀⠀.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Having low interest credit card is great. And having limits on credit cards will help you obtain financial freedom and t...
08/10/2021

Having low interest credit card is great. And having limits on credit cards will help you obtain financial freedom and the flexability to have money available to make investments and make money. But remember a bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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With that said you have to have great income and great credit and we can help you achieve both. Inbox us about fixing credit and making money from home.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Debt means enslavement to the past, no matter how much you want to plan well for the future and live according to your o...
08/09/2021

Debt means enslavement to the past, no matter how much you want to plan well for the future and live according to your own standards today. Unless you’re free from the bo***ge of paying for your past, you can’t responsibly live in the present and plan for the future.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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We can help you clear all of it up and plan for the present and the future. Call us or inbox us. We can help educate you about changing your current situation.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Understanding how to build, rebuild, or maintain a strong credit standing often raises a lot of questions. To help arm y...
08/09/2021

Understanding how to build, rebuild, or maintain a strong credit standing often raises a lot of questions. To help arm yourself to optimize your credit standing or determine if you need credit repair, here are a few important credit-related questions and answers.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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1. Can I earn a credit score without a credit history?⠀⠀⠀⠀⠀⠀⠀⠀⠀
Consumers with no history can build credit. Four ways you can do this include getting a secured credit card, asking a family member to add you as a credit user, getting a cosigned loan, or earning a nontraditional credit score.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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2. Does closing a credit card affect my credit?⠀⠀⠀⠀⠀⠀⠀⠀⠀
The short answer is, it depends. If you have several credit cards, closing one shouldn’t harm your credit but if you only have one, keep it open. The main thing is to ensure your credit utilization rate is under 30%. If over, pay your debt down so you don’t end up having to focus on credit repair down the road.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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3. Does getting married affect credit?⠀⠀⠀⠀⠀⠀⠀⠀⠀
Getting married doesn’t change credit because spouses have separate credit files. However, if pursuing joint credit, if one spouse has poor credit this could impact any rates or terms.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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4. Will bad credit affect a job application?⠀⠀⠀⠀⠀⠀⠀⠀⠀
Not usually. The only time bad credit might affect a job application is if the job has fiduciary responsibilities because it suggests you might have poor money management skills.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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2811 SW 70 Avenue
Miami, FL
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