02/03/2024
May I take this opportunity to explain WHY I continue to love what I do after all these years (24 and counting!) of being in the Financial Services Industry?
When I held Isaac & Erica in my arms when they were newborns, and stared down at them, it dawned on me! These little babies are totally dependent upon me. What would happen to them if I died suddenly?
A local life insurance agent came to the house and set me and Lovetta up with life insurance. Enough to pay off the mortgage and keep things going for the next 20 years.
A few years later our best friends, Mark & Melissa, who had a boy a year older than our twins, had adopted a baby girl and we had added a daughter to our family. Both couples decided that if anything tragic should happen we would raise each other’s children and created our Wills to document this decision.
Then within a year, the unthinkable did happen. Mark, who was the picture of health and the best athlete I ever played against or with and the best friend anyone could ever have, died while sitting in their car holding his baby girl while Melissa was in the store picking up a few items for dinner.
Mark had the standard $25,000 Group Term policy at his work, but nothing beyond that. $25,000 was not enough. No matter the amount, it never is really enough. But even back in the 80’s $25,000 did not go very far. I saw firsthand the financial hardship that was placed on Melissa though she made sure that her beloved children never knew the stress she went through to keep things afloat.
Every day that I can set up a plan to help another family to provide for the Worst while Hoping for the Best, is another day of living a life of significance.
