06/02/2026
🏡 Here's something most homeowners don't realize...
The capital gains tax exclusion on a primary residence has NOT changed since 1997.
Meanwhile, home values have skyrocketed.
According to a new NAR report, about 13.1 MILLION homeowners already have gains above today's exclusion limits—and if home prices continue rising, that number could more than double.
What does that mean?
Many homeowners who bought years ago may be sitting on far more equity than they realize. That's fantastic news... BUT it also means there may be tax implications worth discussing before deciding to sell, downsize, or move closer to family.
This is especially important for retirees, long-time homeowners, widows/widowers, and anyone who has owned their home for many years.
💡 The lesson isn't "don't sell."
The lesson is KNOW YOUR NUMBERS before you make a move.
If you've owned your home for a long time and are curious what today's market value could mean for you, let's have a conversation. No pressure, no sales pitch, just real numbers and real-life planning.
Have you owned your home 10+ years? 20+ years? Longer? 👇
