Swindoll Janzen Hawk & Loyd LLC

05/13/2026

Looking for an encouraging read that challenges you to think differently? The Energy Bus by Jon Gordon is a simple but powerful story about overcoming challenges and shifting your mindset.

Through 10 straightforward rules, Gordon delivers a timeless message about attitude, perspective, and the real impact they can have on your life — at work and beyond.

Have you read it? Drop your favorite rule in the comments.

05/12/2026

The real question isn't which retirement plan has the highest limit. It's which plan still works after income fluctuates, employees are added, and your business changes. SEP, SIMPLE, and Solo 401(k) solve different problems.

Compare SEP IRA, SIMPLE IRA, and Solo 401(k) plans to find the best self-employed retirement plan for your business.

05/12/2026

Happy from your friends at SJHL!

05/08/2026

Not many people can say accounting changed their life in high school — but Owen can.
A single college-level accounting class sparked a career path he's been building ever since. Now, two years into his full-time role with SJHL, he specializes in tax work for individuals and closely held businesses.
Owen’s philosophy is the best accountant isn't just someone who knows the numbers, it's someone who knows you.
Off the clock, you’ll find Owen at the golf course with his buddies, and he's got a bucket list item that every college basketball fan can respect: a Duke vs. UNC game at Cameron Indoor Stadium.

We're so glad to have Owen on our team. Stay tuned — there are a lot more faces behind the numbers at SJHL.

05/07/2026

Not all procrastination is bad.

In Procrastinate on Purpose, Rory Vaden flips the script—showing that success isn’t about doing more, but about focusing on what matters most and eliminating the rest.

Learn to multiply your time, prioritize effectively, and make room for what truly moves the needle.

05/06/2026

Not sure what to ask your accountant?

Here's a few places to start:

💬 “How can I improve my cash flow?”

💬 “Am I paying myself the right way?”

💬 “What financial risks should I be aware of?”

💬 “How can I make my business more profitable?”

💬 “What should I be planning for next year?”

Talking with your accountant can lead to better financial decisions.

05/05/2026

Most retirees treat Required Minimum Distributions as just another tax obligation. But the smartest move happens before RMDs even start. With the right strategy, you can keep more control over your retirement income. RMDs don't have to feel like a penalty for saving well.

Learn more at https://zurl.co/MC1Vs .

SJHL is here to help you get from where you are to where you want to be. We are a full service Accounting Firm ready to help you navigate life's obstacles.

05/02/2026

When was the last time you actually talked strategy with your accountant?

Here are 5 reasons to check in:

1️⃣ You’re starting or growing a business

2️⃣ Your income has changed

3️⃣ You’re making a big purchase (home, car, investment)

4️⃣ You want to improve cash flow

5️⃣ You’re planning for retirement

A quick conversation now can save you thousands later.

04/30/2026

Please join us in congratulating Matt, Becky and Emily for being named to Forbes 2026 Best-in-State CPAs list! We’re proud to celebrate this well-deserved recognition and grateful to have such talented professionals on our team.

04/29/2026

Unequal distributions can lead to unexpected tax consequences. In S corporations, the issue is not just who gets paid, but why. Informal arrangements can create compliance risks if they suggest unequal ownership rights.

A little planning today can prevent major issues later.

Unequal S corp distributions can silently trigger S election termination. Learn how to protect your status and plan distributions the right way.