Priority Financial Planning - Evan Knight, CRPC

05/20/2026

Last week, inflation came in hotter than expected, reaching its highest year-over-year reading since 2023.

So now what?

It’s easy to focus on who’s to blame, but I think the more productive question is:

👉 Is your money positioned to fight inflation over time?

In this quick 2-minute video, I cover:

• why inflation matters so much long term
• what you can do to fight inflation

Description:Inflation has made everyday life more expensive, but the bigger question is whether your money is positioned to keep up.In this video, I compare ...

05/18/2026

As a parent, have you ever hit a point where you genuinely don’t know what to do?

How do I handle this behavior?
Is this normal?
Am I making it worse?
Will this ever get better?

I used to joke that parenting doesn’t really start when your child is born. At that point, you’re mostly a caretaker.

Parenting really starts when they look you in the eye and say, “No.” 😅

But here’s the encouraging part: sometimes, with kids, certain problems really do get better with time.

They grow.
They mature.
They understand more.
A hard season eventually becomes a past season.

Money doesn’t usually work that way.

You can’t ignore a financial issue and assume it will mature out of the problem.

Credit card debt doesn’t grow up.
Cash flow stress doesn’t magically organize itself.
Retirement gaps don’t disappear because life gets busy.
Inflation doesn’t wait for you to feel ready.

My wife is a nurse practitioner, and she’s told me some of the toughest cases are often people who avoided coming in because they were afraid something might be wrong.

But by the time they finally get help, the problem has often become much harder to treat.

I think money can be similar.

A lot of people avoid looking closely because they’re afraid of what they’ll find. But ignoring the stress doesn’t remove it — it usually gives it more time to grow.

Getting help doesn’t mean everything will be easy.

But it does mean you stop carrying uncertainty alone.

If something feels off with your finances — cash flow, debt, retirement, taxes, investments — don’t wait until it becomes a crisis.

Clarity is almost always better than avoidance.

05/12/2026

🔥 Inflation came in hotter than expected today.

CPI rose 0.6% in April and is now up 3.8% year over year, after rising 3.3% year over year in March.

Inflation continues to be a problem.

We know it.
You feel it.

It’s easy to point fingers at who is to blame, but I think it’s usually more productive to look in the mirror first.

Not because you caused inflation — but because you still have to ask:

👉 Am I doing enough with my money to combat it?

The chart below compares the S&P 500 to inflation over the past 5 years.

During a period that included 2022’s inflation spike, tariffs, war, and plenty of market uncertainty, the S&P 500 is up about 96%, compared to inflation at about 24%.

That doesn’t mean the market moves in a straight line.
It doesn’t mean stocks are risk-free.

But over time, productive assets have historically been one of the best ways to fight inflation.

A few questions worth asking:

1️⃣ Do you have unnecessary money sitting in a checking account earning little to no interest?

2️⃣ For money you won’t need for a longer time horizon, is it invested for growth — or sitting too conservatively?

3️⃣ Is your plan built to protect short-term needs and grow long-term purchasing power?

Inflation quietly punishes money that isn’t working.

You don’t have to take reckless risk.
But doing nothing is a risk too.

Make sure your money has a job.

05/06/2026

📊 Are we in a bubble?

We’ve been asking that question for years now.

And to be fair — when markets run up, especially led by a handful of companies, it feels like one.

But context matters.

The chart below shows something important:
👉 Technology earnings growth has significantly outpaced the rest of the S&P 500.

That doesn’t mean tech isn’t risky.
It doesn’t mean prices can’t fall.

But it does suggest that a big part of the market’s performance is being supported by real earnings growth, not just hype.

💡 That’s an important distinction.

Right now, AI is one of the most disruptive forces we’ve seen in years.
We don’t fully know how far its impact will reach.

But what we do know is this:

The companies investing heavily in it are currently reporting very strong earnings growth.

So instead of asking:

❓ “Are we in a bubble?”

A better question might be:

👉 “Is the growth real — and is my portfolio built to handle both outcomes?”

Because even if the story is real…
volatility will still be part of the ride.

05/04/2026

"Hey Chat GPT, write an unhinged bio about Evan Knight."

Evan Knight is a former football coach turned financial advisor, which means he spent over a decade yelling about discipline, fundamentals, and ex*****on — then somehow decided the real battlefield was Roth conversions, tax brackets, and whether someone’s idle cash should be sitting in a checking account like a raccoon in a dumpster.

He runs Priority Financial Planning in Hutchinson, Kansas, where he helps busy families, professionals, and pre-retirees stop wandering through their financial lives like they’re assembling IKEA furniture without instructions. His specialty is taking confusing money topics — investments, retirement income, taxes, cash flow, estate planning, insurance, 529s, capital gains, Social Security, and whatever new tax bill Congress throws into the blender — and turning them into something normal humans can actually understand.

Evan is deeply passionate about financial planning, mostly because he has seen too many people with good income, good intentions, and absolutely no structure getting financially body-slammed by taxes, debt, poor timing, or “we’ll figure it out later” energy.

He believes money should have a job, retirement should not be built on vibes, and tax planning should happen before April, not while someone is panic-sweating into TurboTax at 11:43 p.m.

When he’s not helping people build clearer financial lives, Evan is probably writing LinkedIn posts, overthinking website headlines, making educational videos, smoking meat, looking up biblical context, or trying to explain a tax concept in a way that doesn’t make people immediately fake their own death.

He is a husband to Jessica, dad to Haley and Emma, believer, planner, former coach, and professional enemy of financial guessing.

04/29/2026

🧾 Tax season just ended. Tax planning season shouldn’t have.

A lot of people feel relieved once the return is filed.

Forms submitted.
Refund received or payment made.
Another year checked off the list.

But here’s the truth:

Tax preparation looks backward.
Tax planning looks forward.

And right now is one of the best times to do it.

Because you still have time to make meaningful adjustments before year-end:

Withholding
Estimated payments
Roth conversions
Capital gain planning
Retirement contributions
Business planning opportunities

Most people won’t think about taxes again until next spring.

By then, many of the best moves are gone.

And if you don’t tax plan… you may end up looking a little silly. 😅
(Like my daughter above — although, to be fair, you probably won’t be nearly as cute.)

A little planning now can save money, reduce stress, and create better options later.

Do you have a tax plan? Or are you hoping it all works out in April?

04/27/2026

🏈 Interesting observation from this weekend’s NFL Draft.

In 2022, there were 24 players drafted from outside the FBS (FCS, Division II, Division III, etc.).

This year?
Only 8 players entered the draft from a non-FBS school in the fall.

And 3 of those 8 were from North Dakota State — arguably the most dominant and proven FCS program in modern college football.

That’s a noticeable shift.

Why does it matter?

With the rise of the transfer portal and NIL, talented players at lower levels now have more opportunities than ever to move up before the draft.

In the past, more players stayed at smaller schools, developed there, and got their shot directly from that level.

Now, if you show real potential, the path often looks different:

👉 Develop early
👉 Move up
👉 Compete at the highest level
👉 Get evaluated there
👉 Get paid well

The takeaway?

💡 Development still matters. Opportunity still matters. But the pathway is changing.

If your goal is the NFL, it’s becoming harder to stay outside the top level of college football and get noticed the same way.

Not a judgment. Not a stance on whether it’s good or bad.

Just an interesting reminder that when systems change, the road to success often changes with them too.

04/20/2026

💸 I hate huge tax refunds.

It often means your money was in the wrong place all year.

I recently worked with a client in a tight cash flow season:
2 kids in childcare
A 3rd in college

Strong income, but monthly cash flow felt stretched

After running tax planning software, we found he was on pace to overwithhold by $12,000 in 2026.

That’s $1,000 per month tied up unnecessarily.

He had two options:
1️⃣ Struggle through the year and wait for a big refund next spring
2️⃣ Adjust withholding now, plan for a smaller refund, and put that extra cash to work each month

We chose option 2.

Now that money can sit in a high-yield savings account, earn interest, and be ready when the next college payment hits.

💡 A large refund can feel exciting.

But often, it’s just proof you gave the government an interest-free loan while your own cash flow was tight.

Good tax planning isn’t just about April.

It’s about making the rest of the year easier too.

Independent financial advisor Evan Knight in Hutchinson, KS helping busy families and professionals with retirement planning, investments, and tax strategy. See how we can help.

04/15/2026

What would you do if you had $5,000,000…

…and $1,500,000 disappeared?

🤔 Most people would be furious.

But for many, that’s exactly what happens — just slowly, through taxes.

When everything is saved in pre-tax accounts like a 401(k),
you may end up giving a significant portion of your wealth back later.

It’s not that 401(k)s are bad.
They’re just incomplete on their own.

⚠️ The real risk?
Not having control over how and when you’re taxed.

✅ The good news:

There are proactive strategies that can help create real tax flexibility.

❗ The issue?

Most people don’t act early enough.

They’re busy.
Or unsure what to do.

So they wait.

And in the process… opportunities pass by.

💡 The key is simple:

Be proactive, not reactive.

04/13/2026

My client is dying.

She told me about a week ago.

This is the first time I’ve walked through something like this with a client.

You could tell she was shaken.
But she didn’t get emotional talking about the numbers.

She got emotional when we talked about her children and grandchildren.

That stuck with me.

Sometimes it takes a shock like that to remind us what actually matters.

As advisors, we can bring strategies and expertise.
But a real plan only works when it’s built around who you care about most.

💭 If you knew you only had a few months left… how would you live?