UpRoar Financial Group

02/03/2026

DID YOU KNOW?

It’s important to diversify your investment sources.

Max out your 401k, max out your Roth, put some money into a taxable brokerage account.

Then, you can combine them strategically as needed to minimize taxes in retirement.

If you are married in retirement, you can withdraw:
-$32,200 Pre Tax 401(k)/IRA
-$60,000 long term capital gains from brokerage -$10,000 from your Roth IRA

= $0 of federal tax, $102,200 of cash pulled

With a proper plan, you can use the rules of the game to your advantage!

01/05/2026

Think about your home and ask yourself these 3 questions….

1) Do I know for sure that I have the right amount of life insurance, the right kind of life insurance, and at the best price possible?

2) Do I know for sure that my investments are working as hard as possible for me and my family?

3) Do I have the best mortgage rate possible?

Now, how many people do you believe can honestly answer these 3 questions unequivocally YES!!!

We are expanding and looking to sponsor a few very talented people! If you want 2026 to be your best year ever, and you would like to get over $3,000 in professional licenses for just $64…..please reach out and let’s see if you qualify.

12/09/2025

We see it all the time. Our habits determine our lifestyle….not our paycheck.

If you’re tired of being tired, let’s talk 🤝

$200K and broke. It happens more often than you think.

Once you get to that income, you want to upgrade your house.

You want to upgrade your life.

Your lifestyle gets inflated

But it’s a dangerous situation because it doesn’t allow you to build that much wealth

11/07/2025

Rank them in order of how you would attack them 👇

If you have no clue, we are here to help 🤝

10/31/2025

#1 is completely wrong. You do have to make the first move, but we will sit down with you and teach you how money works, no matter where your current understanding is.

#5 could go either way. Controlling your spending is critical, no matter how much you earn, but earning more helps too. Teachers can become millionaires and professional athletes go broke all the time. It boils down to having a plan.

#6 and the final statement are straight out of the Bible.

10/28/2025

The S&P 500 has returned an average of 11% per year since 1950 and has done so despite an average intra-year drawdown of 14%, and often drawdowns that are much worse.

The lesson? Volatility doesn’t equal a permanent financial loss unless you sell. The stories of people that sold at the bottom of 2008 are gut wrenching. If they had simply waited a few months, their next egg would be beyond impressive today.

My role as an advisor is not just to manage my clients money, but also to protect them from impulse decisions that can cause catastrophic damage. The data is there, and I am happy to speak with anyone looking to increase their knowledge.

07/10/2025

Don’t kick your kids out at 18.

Charge them $1,000/month in rent until they’re 24.
Teach them how the real world works—
Budgeting. Responsibility. Independence.

But here’s the twist:

Invest every dollar. Privately. Quietly. Without telling them.

Then on their 24th birthday, hand it all back— with interest!!
As a down payment for their first home, their first business, or their first big investment.

They didn’t just get money.
They built the habit.
And now they have leverage.

That’s how you break cycles and build generations.

06/05/2025

“At least $1.7 trillion languishes in lost or forgotten 401(k) accounts, with an average unclaimed balance of $56,616.

Those 29 million idle accounts represent one quarter of all assets held in 401(k) retirement plans.

And those figures come from a 2023 report from Capitalize, a financial services firm. The numbers could be higher now.”

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If you have an old 401k from a previous employer and haven’t moved your money over I would love to meet with you and see if I could help.

05/31/2025

Your money is either working for you, or it is working for someone else. The only other option is to have it hidden, and in that case it is being eaten alive by inflation.

05/13/2025

Today’s Wisdom

05/02/2025

Do you have one?

05/01/2025

Many use fear as a tactic to get you to use their service.

We will only ever point you to the truth and historical data. Decades and decades of lost earning potential has been lost to FEAR, MISINFORMATION, INFERIOR PRODUCTS and UNNECESSARY FEES.

If we can ever help you increase your understanding of how money really works….please don’t hesitate to reach out 🤝