Vijay Khetarpal of Integrity Financial Group, LLC

Vijay Khetarpal of Integrity Financial Group, LLC Vijay Khetarpal, President & CEO of Integrity Financial Group, LLC has been working in the financial industry since 1983.

Vijay specializes in Financial Planning Services including Insurance and Investment Management for Individuals and Small Businesses.

06/01/2026

We focus on providing advice to help individuals and business clients pursue their financial goals. Integrity Financial Group, LLC (IFG) will review, develop, and present comprehensive recommendations with an eye toward your best interest.

05/12/2026

Almost $3 Billion a day or just over $1.1 Trillion a year is the amount of wealth transfer taking place in North America. No other economic event parallels the magnitude of the great intergenerational transfer in full swing. Are you prepared to optimize and maximize this without complexity?

05/12/2026

Wealth is always in motion -- its going somewhere - Family, Friends, Charities and the Government are the big 4 destinations. According to Dr. Thomas W. Dean; Silence and Secrecy about the transition of wealth can be an inherited cultural approach to estate planning that can be detrimental to relationships and wealth preservation as it is a form of control. People who rely on trusted advisors to help build and update estate plans have a higher probability of growing wealth, protecting wealth as well as transitioning it successfully.

05/12/2026

Are you satisfied with the amount of non-taxable and non-reportable income you have? Could cash value life insurance be the missing piece in your income planning?

Section 7702 of the Tax Code clearly indicates that the death benefit from a life insurance policy is always non-taxable to the beneficiary. Income can then be taken in the form of loans, not withdrawals, to benefit the owner during their lifetime, as the tax-free death benefit acts as collateral for loans paid back at death.

Effectively, because the death benefit is non-taxable, the loans are collateralized in a non-taxable asset and remain outside of a taxable position as long as the policy maintains its "Non-MEC" status, i.e., it does not exceed the cash limits set by law.

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2205 Warwick Way, Suite 300
Marriottsville, MD
21104

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