DeGerolamo Financial Strategies

06/23/2026

Let’s identify what matters most to you and your financial future. Addressing Medicare, Social Security and paying for health and long term care expenses. Are your investment assets providing guaranteed income and minimizing market risk?

income and long term care costs Security strategies financial planner

06/23/2026

With Jennifer Sherlock – I just made it onto their weekly engagement list by being one of their top engagers 🎉

06/23/2026

With Yogi Berra Lodge #3015 – I just made it onto their weekly engagement list by being one of their top engagers 🎉

06/23/2026

With Historic Moments Revisited – I just made it onto their weekly engagement list by being one of their top engagers 🎉

06/22/2026

Consider what matters most in your life right now. Is it the same as yesterday? Last year? What about tomorrow or in the next few years?
Considering your changing needs is important when making sure your life insurance coverage and overall financial strategy can keep up.
Consider a check-in to make sure that your strategy still meets all your needs, and everything you care about is protected. Let me know if you'd like to schedule some time to talk!

06/20/2026

Does math matter when it comes to your money?

Consider this example:

You have a $500,000 investment portfolio and pay your advisor and fund company an annual fee of 1.35% which is $6,750. What value are you receiving in return?

Now imagine your portfolio drops 15%, reducing its’ value to $425,000—a loss of $75,000. How long would it take, and at what rate of return, to recover to $500,000 while you continue paying 1.35% in fees?

Now consider a portfolio with no fees and a loss buffer that offsets that 15% decline, while also saving you thousands of dollars in annual fees. Instead of working to recover to $500,000, you are already there. You have not lost money, and without fees, all of your money continues working for you.

This is not an offer or solicitation. It is a reminder that math may matter more than you think. It is not just about what you earn—it is about what you keep.

For a complimentary discussion, please contact my office.

06/18/2026

Consider this example: You have a $500,000 investment portfolio and pay your advisor and fund company an annual fee of 1.35% which is $6,750. What value are you receiving in return? Now imagine your portfolio drops 15%, reducing its’...

06/18/2026

Social Security Shortfall
Projected in less than 6 years

How a possible 22% reduction in social security affects your long term retirement income planning

06/17/2026

Social Security Shortfall
Projected in less than 6 years

The Old-Age and Survivors Insurance (OASI) Trust Fund will be able to pay 100 percent of total scheduled benefits until the fourth quarter of 2032, one quarter earlier than projected last year. At that time, the fund’s reserves will become depleted and continuing program income will be sufficient to pay 78 percent of total scheduled benefits.

The 2026 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds, presents the current and projected financial status of the trust funds. Report is on ssa.gov https://bit.ly/3SciOQt

The question is, what is your plan to replace the potential 22% loss of your guaranteed lifetime income in retirement? For your answer, contact me for a no-obligation conversation.