Jeremy Wozunk - Ameriprise Financial Advisor

08/15/2023

Looking for a new place to live? Here are the biggest pros and cons for renting vs. buying a home.

Learn the pros and cons so that you can determine what makes financial sense for you.

06/01/2023

Asset allocation allows investors to balance risk and reward across a variety of portfolio asset classes. Let’s review your investments and ensure they’re aligned to your time horizon and tolerance for risk.

05/04/2023

Never forget that regardless of how great (or poorly) the market is performing, there will ALWAYS be people claiming:

1) There is an imminent recession/economic collapse
2) The stock market is in a bubble
3) Hyperinflation is on its way

Filter out the noise and focus on investing for the long term. As they say, "The stock market is a mechanism that transfers wealth from the impatient to the patient".

04/26/2023

Throughout history, there have been challenges and tribulations that every generation has faced. While significant, the market has typically risen after past downturns.

04/05/2023

Explaining the significance of diversification to my clients is something I never fail to emphasize.

"You never want to own enough of something to make a killing in it; or get killed by it."

By combining a mix of distinct asset types and investment vehicles, a diversified portfolio limits exposure to any single risk.
Together, we can determine what level of diversification makes sense for you!

03/22/2023

Why work with a financial planner?

Collaborating with a financial planner can help you create a secure financial future by providing guidance on setting financial goals and developing an effective strategy for achieving them.

We can help ensure:
- Your investment portfolio is diversified and robust
- You're on track to achieve your financial goals
- You have proper risk management strategies in place
- You have an adequate 'Emergency Fund' for any opportunities/emergencies that may arise

And that's just to name a few; reach out to see if you're on the right track!

03/09/2023

Are you holding elevated balances in your checking or saving account? If so, you may want to consider a higher-yielding cash investment, such as a money market fund or Treasury Bills.

Let’s connect – we can determine the right cash investments for your situation. Make the most of your money and let it work for you!

Cash has returned as a viable investing opportunity.

02/16/2023

~ Don't Let History Trick You ~

A common pitfall investors make when considering investments occurs when one focuses too heavily on recent performance.
Sometimes, recent performance can be indicative of the OPPOSITE to come.

Such investing behaviors cause people to invest based on emotions rather than facts.
Just ask yourself, have you ever looked at a stock chart that looked like one of the charts below and thought something similar?

As financial planners, we focus on making sure you have sound investments that align with your financial goals. This way, your financial goals define the investments you make and not the other way around.

02/02/2023

📍UPDATE: We at Laurel Oak Wealth Management Group are thrilled to announce our official move to our new office location at Five Greentree Center in Marlton, NJ.

Whether you are looking for advice on investments, wealth managment strategies, retirement planning, or any other financial matter, our team is ready to provide you with the guidance you need.

Come visit our new office and schedule a complimentary consultation with me soon!

01/26/2023

Did you know there are investments that can provide income that is tax-free on the national, state, and local level? That’s the beauty of municipal bonds.

If you are in a high tax-bracket, municipal bonds can amount to massive savings and provide a great option for tax-free investment income in most cases.

Let's meet to discuss your situation and see if this investment strategy can provide tax-free income for you!

01/18/2023

If you have questions about any of the strategies listed in this article, reach out to me. We can discuss whether they’re appropriate for your unique financial situation.

What to consider as you evaluate your approach to equities for the year ahead.

01/16/2023

~ Financial Freedom Figure ~

How much do you earn each month?
How much do you spend each month?
The difference between these two is what I like to call your ‘Financial Freedom Figure’.

This number is used as a foundation to devise a game plan tailored to your specific situation regarding what/how you should invest, how much savings you need, and what risk management strategies you should have in place.

As a financial planner, I use this number to implement solutions and track clients’ progress towards their goals over time. If used correctly, it can provide financial security and opportunities for your and/or your family.

So, what’s your Financial Freedom Figure?