David J Fry - Ameriprise Financial Advisor

10/27/2026

Revenue gets attention. Transferable value depends on more.

A prospective buyer or successor will also look at customer concentration, recurring revenue, management depth, documented processes and clean financial records. A company can have strong sales and still be difficult to transfer if too much knowledge or too many relationships live with the owner.

This is where exit planning begins: strengthening the business long before a transaction is on the calendar.

10/23/2026

Higher interest rates can be both a cost and an opportunity. Business owners may face more expensive credit while also earning more on short-term cash. Retirees may find that high-quality bonds can play a more useful income role than they did when rates were near zero.

The right move depends on what the money is for and when it will be needed. This Ameriprise analysis offers four areas to review across cash and fixed income.

4 strategies to consider for your portfolio.

10/01/2026

As a Certified Exit Planning Advisor (CEPA®), I serve as a vital resource for Southern Illinois business owners looking to strengthen the value of their life’s work and transition into their next chapter with more confidence

If you are a business owner, I'd love to meet with you to discuss your options.
https://bit.ly/3TxexrU

09/16/2026

Long-term care is something many people don’t think about until they need it, but planning ahead can make a big difference. Learn more about long-term care insurance and if it’s right for you.

Find out how long-term care insurance works and if it’s the right solution for you.

07/24/2026

Are you trying to make sense of the current economic landscape?

Join me on July 29, 2026, at 11:30 AM CDT for a seminar featuring Bryce Gill, an economist at First Trust Advisors. We'll be diving into crucial topics that are shaping the market, including:

-The Reshoring Boom
-AI Capital Expenditures & The Workforce
-Consumer Spending Trends
-The Future of the US Dollar

Bryce brings a wealth of knowledge in economic trends and investment strategy. This is a great opportunity to gain perspective on the "Big Picture."

Register here to secure your spot: https://bit.ly/3RoQH0p

06/30/2026

"For many business owners, cash flow isn't just a line item—it’s the pulse of the company. You can have a record-breaking sales month, but if the timing of your receivables doesn't align with your obligations, the stress is just as real.

True financial health isn't measured by revenue alone; it’s measured by liquidity and timing.

An advisor helps you look beyond the ""now"" to build a buffer that turns a potential crisis into a manageable bump in the road. When you master your cash flow, you stop reacting to your bank balance and start proactively investing in your growth."
https://bit.ly/4v1ODZR

06/26/2026

Markets have seen quite the turnaround recently. But what’s fueling this rally and are the risks really behind us? Ameriprise Financial Chief Market Strategist Anthony Saglimbene breaks down the dynamics driving the recent market movements.

3 factors driving U.S. stocks higher.

06/22/2026

While the pace of the market never slows down, summer in Southern Illinois has a way of reminding us why we work so hard in the first place.

Whether you’re spending weekends on the water at Rend Lake, navigating the busy season on the farm, or finally taking that long-awaited family vacation, this season is about more than just the heat—it’s about presence.

https://bit.ly/4adXuQG

06/17/2026

I want to meet more people in Southern Ilinois who are connected to my amazing clients. If I offered free lunch from a local food truck once a month or once a quarter, would you attend?

06/09/2026

If you can't explain your strategy to your kids, it’s probably not a strategy; it’s just noise. Let’s focus on the variables we can control: discipline, costs, and time.
https://bit.ly/3Qh12L4