Group 10 Financial & The On The Money with Jerry & Nick Royer Show

09/03/2026

Planning for retirement shouldn't mean worrying about market ups and downs.

In our latest episode, Jerry and Nick Royer discuss practical ways to protect your long-term financial goals and build an income strategy that withstands market volatility.

Are you able to answer these key questions before you retire?

🎧 Listen now to learn how to prepare for uncertainty and avoid common retirement mistakes: https://www.spreaker.com/episode/what-to-do-if-the-market-gets-ugly--73505304

09/02/2026

The Medicare Surcharge That Could Cost You Thousands (Most Retirees Never See It Coming)

🚨 You could be paying hundreds—or even thousands—more for Medicare than necessary... and not even realize why.

Most retirees assume their Medicare premiums are the same as everyone else's.

They're not.

In fact, there's a little-known Medicare surcharge that catches thousands of retirees by surprise every year—often after a single financial decision they never realized would affect their premiums.

The frustrating part?

Many people don't discover it until they receive the bill.

In this interview, with joins TV News Anchor to uncover one of Medicare's most misunderstood rules, including:

⚠️ Why some retirees suddenly pay much more for the exact same Medicare coverage

💰 The common financial decisions that can unexpectedly trigger higher premiums

🧠 Why crossing a certain income threshold—even by a small amount—can have a much bigger impact than most people realize

📈 The planning opportunities many retirees overlook until it's too late

🎥 Watch the video to learn what could cause your Medicare premiums to increase—and how smart planning today may help you avoid an expensive surprise tomorrow.

📞 After watching, if you'd like help building a retirement income and tax strategy that could help minimize unnecessary Medicare costs, schedule your 15-minute TeleWealth Strategy Call with the Group 10 Team today.

📱 Call 407-960-4052 or schedule your 15-minute Telewealth Strategy Call online at www.Group10Financial.com

Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.



https://www.youtube.com/watch?v=glr6sGjjFug

The Medicare Surcharge That Could Cost You Thousands (Most Retirees...

08/31/2026

A secure retirement doesn’t happen by accident.

Proactive planning gives you the opportunity to prepare for taxes, healthcare costs, Social Security, income needs, and the unexpected—before they become challenges. The earlier you have a strategy in place, the more confident you can feel about the retirement you’re building.

Plan today for the retirement you want tomorrow. Contact our financial ninja, Nick Royer.

🥷 Schedule a 15-minute strategy session call with the Group 10 Team, today.
📞 407-960-4052
📧 Or go to www.Group10Financial.com

08/26/2026

💡 The Truth About Annuities Most Financial Advisors Won’t Tell You

Most people think annuities are either good or bad. The reality? It depends on when and how you use them.

When interest rates rise, annuities can become significantly more attractive, sometimes creating opportunities to increase income potential, improve growth, and strengthen your retirement strategy.

Retirement changes the rules of investing. Building wealth and living off that wealth require different approaches. As you move from accumulation to retirement, income planning, tax efficiency, healthcare costs, and legacy planning become just as important as investment returns.

If you're wondering whether an annuity could fit into your retirement plan, let's have a conversation.

📞 Contact Group10 Financial today to discuss your retirement income strategy and explore your options.

Watch the full video here:
https://www.youtube.com/watch?v=PK1IYMbLsT4

08/24/2026

Are you truly ready for retirement, or are there important pieces missing from your plan? Jerry and Nick discuss seven key areas to consider, including income withdrawals, healthcare before 65, taxes, Social Security, and more.

Watch the full conversation to discover what you may be overlooking before you retire here:
https://shorturl.at/WQ21A

08/18/2026

IRMAA can be one of the most overlooked costs in retirement.

Did you know a financial decision you make today could potentially lead to higher Medicare premiums two years from now?

From Roth conversions and large IRA withdrawals to capital gains and other income events, understanding how IRMAA works can help you make more informed retirement decisions.

🎥 Want to understand IRMAA and how it could affect your Medicare costs? Watch the full video here:
https://www.youtube.com/watch?v=glr6sGjjFug

If you need to consult with a financial ninja? Contact us today!

🥷 Schedule a 15-minute strategy session call with the Group 10 Team, today.
📞 407-960-4052
📧 Or go to www.Group10Financial.com

08/11/2026

You can have $1M+ in retirement savings and still have questions:

➡️ How much can I safely spend?
➡️ What happens if the market drops?
➡️ How do I turn my savings into reliable income?
➡️ Will my money actually last?

That’s the Retirement Illusion—believing that a big portfolio automatically means you have a solid retirement plan.

🎧 In our latest episode of On The Money, we break down what it really takes to turn your savings into a retirement you can feel confident about.

Listen to the podcast here:
https://podcast.onthemoneyshow.com/177148/episodes/19284953-the-retirement-illusion

08/04/2026

None of us can predict what life will bring. Markets fluctuate, expenses arise, and unexpected events can happen when we least expect them. While uncertainty is a part of life, being financially prepared can make all the difference.

A well-thought-out financial plan helps you navigate life's uncertainties with greater confidence. By building an emergency fund, investing consistently, protecting your income, and planning for retirement, you're giving yourself the flexibility to adapt—no matter what the future holds.

Preparing for tomorrow isn't about expecting the worst. It's about giving yourself the freedom and confidence to embrace whatever comes next.

If you need help with your financial plan, contact our financial ninja, Nicholas Royer, MRFC

07/25/2026

A comfortable retirement doesn’t happen by chance—it’s built through a clear and consistent strategy.

A strong retirement strategy helps you prepare for the expected and protect against the unexpected. It aligns your savings, investments, and income plans so you can move forward with confidence instead of uncertainty.

The earlier you build your strategy, the more flexibility and freedom you create for your future self.

Retirement is not just a destination—it’s a strategy.

If you need to consult with a financial ninja? Contact us today!

🥷 Schedule a 15-minute strategy session call with the Group 10 Team, today.
📞 407-960-4052
📧 Or go to www.Group10Financial.com

07/22/2026

Could state and federal taxes put a drain on your nest egg?

Learn how to better secure your retirement assets!

Check it out here:
www.group10financial.com/book