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Ramona Cedeno

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United States
Mahopac, NY
Ramona Cedeno

I help business owners understand their numbers so they feel in control and grow their businesses faster. ® PFS,CGMA, MBA.

I am also an author and podcast host of In Great Company. Ramona Speaking Page https://ramonacedeno.com/
Ramona's book website http://simplechoicesbigrewards.com

10/27/2026

“Just buy it. It’s a write-off.”

Every December, founders hear this sentence.

And I understand why it works. The year is ending, the deadline is real, and saving on taxes feels like the responsible move.

But a deduction answers the wrong question. It tells you what something will cost. It doesn’t tell you whether the business needs it.

Start with the need. Let the tax treatment follow.

Save this for your year-end decisions.

10/24/2026

I changed how I teach money on stage. 🎤

Formulas first lost the room. One aha moment first wins it.

The hardest part was never the math. It's the mindset.
Save this if numbers still feel like a chore.

10/22/2026

Some nights just fill you up. 🍷

Harvest Your Resources was one of those. A beautiful setting, good w**e, and an audience that was fully there with us the whole evening. The kind of energy where nobody wants to leave when it ends.

What got me most was how open everyone was. Real questions, real conversations, and new people I am so glad I got to meet.

I walked out of there smiling and already thinking about what comes next.

Swipe to see a couple of the questions we answered, and tell me which one feels like yours. 👇

10/21/2026

Some of my favorite moments at a conference happen when I’m not the one speaking. 💬

I spent the afternoon at the Small Business Financial Summit by , and it was exactly the kind of space founders need more of. Real questions, honest stories and a lot of people willing to talk about money out loud.

In my session, I asked everyone to write down five numbers about their business before leaving their seat. Watching people stop, think and realize which number they weren’t sure about was my favorite part.

Then came The Money Clinic panel, and after that I simply listened. I left with new ideas, new connections and a reminder of why I love this work.

Swipe for the recap 👉

10/21/2026

Who do you call when a decision is keeping you up at night? 🤔

Being a founder can feel lonely. But you were never meant to figure it all out by yourself.

In my book Simple Choices, Big Rewards, I talk about building your village: the people you can turn to when something isn’t working, when a big decision is on the table, or when something exciting is happening and you need someone to think it through with.

Your village doesn’t have to be big. It just has to be honest.

👇 Is there someone who belongs in your village? Drop their first name in the comments. Just the first name, no one will know who they are. Let’s start the conversation.

10/19/2026

Let me ask you something I ask almost every founder I meet.

How much cash does your business have right now? Like, today?

Most people pause. And I get it. You know your revenue, because that’s the number everyone asks about at events and on panels. But revenue isn’t really what decides if you can make that hire or take that next step next week.

So I put together the five numbers I’d want you to be able to find.

And please don’t try to memorize them. Seriously. They change every month. I’d much rather you know exactly where to look and trust that what you find is current.

This is the first post in my Fund Your Success series, so there’s more coming.

Now be honest with me. Which of these five could you pull up in under five minutes? 👇

10/16/2026

I used to dread every "first." 🤍

Every stage, every new room, there was that little voice asking, "Who are you to be up there?"

What I've learned is that ready usually shows up after you begin, not before. The nerves don't mean you're in the wrong place. Sometimes they just mean it matters.

If you've been putting something off because you're nervous about trying it, I understand. But I hope you give yourself the chance to try.

10/16/2026

Harvest season is a good time to ask an honest question: what did this year actually produce?

I’m speaking at Harvest Your Resources with on October 21 at City Winery. Come for an evening of honest money conversations, connection, and financial clarity for your business and your life.

🎟️ Tickets at HVWiB.org/events

10/15/2026

Some of the hardest months in business aren’t the slow ones. They’re the months right after a big payment comes in.

I see this often with founders who have seasonal sales or one large contract that pays once or twice a year. The money lands, the account looks healthy, and it feels like permission to finally hire, invest, or catch up on everything that’s been waiting.

Then a few months later, the expenses are still showing up, but the revenue isn’t.

Nothing went wrong in that business. The timing just wasn’t part of the plan.

Revenue tells you how much came in. Cash flow tells you whether it will last until the next time it does. When your income arrives in waves, that second question matters more than the first.

So before you decide what that payment can do for your business, ask a quieter question: how many months does this money need to carry?

That one question can change how you see your entire year.

10/14/2026

Your revenue is information, not a mood ring.

Two habits for today:

1️⃣ Don’t let the number decide for you. Swap “What did I do wrong?” for “How can I use this to make a better decision?” Look at your margins, look for the shift, look for the opportunity.

2️⃣ Enjoy what the number makes possible. That trip you keep putting off? Your business is supposed to support your life, not replace it.

Build it seriously. Take care of yourself while you do. 🤍

Which habit do you need more right now, 1 or 2? Tell me below 👇

Address

Mahopac, NY
10541

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://linktr.ee/ramonacedenocpa

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