JL3 Financial

06/11/2026

Still have an old 401(k)? Rolling it into an IRA can help simplify your retirement savings and keep your investments aligned with your goals. If you have any questions, give us a call we are happy to help.

To move a 401(k) to a rollover IRA, doing a little bit of prep work can make the process easier. Follow these three easy steps to get started.

05/28/2026

Graduating college is a major milestone, and it’s also a great time to start building smart financial habits through investing. If your family has questions about helping a recent graduate get started, our team is always here to help.

Looking for a meaningful college graduation present? Consider opening up the world of investing.

05/22/2026

When was the last time you gave your 401(k) a checkup? Reviewing your contributions, investments, and retirement goals regularly can help keep you on track for the future you envision.

Your 401(k) helps shape your future—consider if you’re saving enough, your investments match your goals, and that you haven’t forgotten about any accounts with prior employers.

04/30/2026

Custodial accounts offer a flexible way to save for a child’s future with fewer restrictions than traditional college plans. If you think this could fit your situation, reach out to us for more information.

Custodial accounts may not offer the tax benefits of 529 plans, but they can be used to fund expenses that 529 plans don't cover.

04/23/2026

Not sure whether to prioritize your 401(k) or an IRA? Both can play an important role, especially when it comes to capturing employer match and adding flexibility to your retirement strategy.

We break down which retirement accounts—IRAs or 401(k)s— may be right for you.

04/16/2026

Your HSA can do more than just cover current medical expenses. It can also play a meaningful role in your long-term financial plan if invested thoughtfully. If you have questions about how to use your HSA, give us a call!

Health savings accounts (HSAs) are for more than just routine medical expenses. By investing a portion of your account, you can potentially grow your funds tax-free.

04/09/2026

Understanding IRA rules like contributions, taxes, and withdrawals can make a big difference in your long term plan. Take a minute to review this guide and reach out if you have any questions on how this applies to your plan.

Knowing about different IRA rules can help you make better decisions about which type of retirement account best suits your situation.

04/03/2026

Exciting News! We’re hiring! JL3 Financial is looking for a Financial Representative to join our Eau Claire, WI office.

If you’re interested in helping clients plan for their financial future and growing your career with a supportive team, we’d love to hear from you.

For more information and to apply, click here: https://www.linkedin.com/jobs/view/4393471092/

03/25/2026

Financial independence is about having the freedom to make life decisions on your terms, not just reaching a number. This article highlights practical steps to build that flexibility through thoughtful planning, saving, and long term investing.

Financial independence means having the freedom and flexibility to live life on your terms. Here's how you can begin to achieve it.

03/11/2026

Before tapping into your Roth IRA, be sure you are making the smartest move for your retirement. This article walks through the key questions to ask so you can make confident decisions with your savings.

Investors tend to focus more on saving for retirement and less on what will happen when they take money out. We answer six common questions on making a Roth IRA withdrawal.