Cherie Sayban CPA

05/28/2026

Like death and taxes, recessions are inevitable. Driven by business cycles, geopolitics, pandemics and policy missteps, the economy periodically experiences recessions. There have been 9 recessions in the last 50 years, averaging about every 6 years, including the Great Recession (2007 – 2009) and the Covid Recession (2020). Today, recession anxiety runs high among business leaders in the face of geopolitical uncertainty.

On average, recessions have lasted 10 to 11 months and can have severe economic repercussions for most businesses. Given this reality, it is prudent for every business to prepare for an eventual economic decline. For small businesses, this preparation can be the difference between business survival and failure.

Read the full article here:

Four smart strategies to help small businesses navigate recessions, from protecting cash flow to retaining talent and driving growth

05/27/2026

Certified Public Accountant with over 25 Years of Experience!

I offer expertise in maintaining robust payroll, accounting database, bookkeeping services, individual and corporate taxes, & business sales tax to both individuals and businesses.

No matter how large or small your operations are, we ensure that your accounting, bookkeeping, and financial needs are adequately met.

​Working one-on-one with business owners and individuals, I support the tasks to reach your financial goals. I guarantee efficient, honest tax service that achieves remarkable results and treats everyone of my clients with honesty and integrity. My years of experience and notable expertise ensure that your tax preparation is in good hands.

Contact me today for a free consultation at CherieSaybanCPA.com

05/26/2026

In business, numbers tell the truth. But how those numbers are managed can either fuel success or create bottlenecks. Throughout my experience as COO of a financial and accounting services firm, I’ve encountered countless businesses sticking with providers that do the bare minimum: balancing books without offering true value. The real differentiator?

Engaging with a proactive accounting partner who goes beyond compliance to offer strategic insight.

In this piece, I’ll share some considerations to help leaders determine whether a strategic switch in accounting providers could drive operational efficiency and business growth. Here are some questions leaders should ask:

Read the full article here:

Many companies remain loyal to their accounting providers out of habit rather than results.

05/25/2026

Mid-quarter reality check ✅

Are you tracking your finances like a pro, or is it time to call in some help?

No shame—this is exactly what CPAs are for!

05/21/2026

Retirement planning is always evolving, and 2026 brings several important changes that could affect how you save, invest, and plan for your future. Staying informed helps you maximize your retirement savings and make smarter financial decisions. Here are three major changes to watch for this year.

Read the full article here: https://ow.ly/7O1O50YYqwa

05/20/2026

If your answer is “only at tax time”… it might be time to hit the brakes. 🛑
Waiting until the end of the year can lead to missed opportunities, unexpected tax bills, and unnecessary stress.

✔️ Weekly = clarity + control
✔️ Monthly/Quarterly = better planning
❌ Only at tax time = risky

Ready to get in the green? 💚 Let’s build a system that works for you.
Visit me at CherieSaybanCPA.com

05/19/2026

It is important to note that this issue is widespread and not limited to a small or specialized group of taxpayers. Impacted taxpayers represent a broad cross-section of the public, including individuals, small businesses, large corporations, estates, and trusts. The issue reaches taxpayers with obligations related to income, employment, estate, gift, and excise taxes. It may also affect taxpayers who filed late international information returns, which can result in significant penalties even when no tax is due.

This creates a serious challenge. Many taxpayers may not even realize they are affected by the disaster relief, making it difficult to determine whether action is needed. If taxpayers do not act by that date, they may permanently lose the ability to recover this refund. As a result, taxpayers risk losing potential refunds or abatements – undermining their fundamental taxpayer rights, including the rights to pay no more than the correct amount of tax and to a fair and just tax system.

Read the full article here:

Check your IRS transcript for potential COVID-era refunds. Learn how to find key information and identify penalties or interest you may be able to recover.

05/18/2026

Whether it's a particular financial system set-up for your business, QuickBooks or any other day-to-day bookkeeping or accounting training, we ensure that the training is flexible and adaptable to your unique needs.

To learn more visit us at CherieSaybanCPA.com

05/14/2026

As next year’s 2026 U.S. tax filing season approaches, millions of freelancers, independent contractors and small business owners are preparing to submit their annual returns for the financial year, but many could be paying more tax than necessary, a tax expert says.

Read the full article here: https://ow.ly/RbtM50YISxy

From start-up costs to even health insurance premiums, identifying overlooked expenses early can make a meaningful difference to a company’s tax returns.

05/13/2026

Your business deserves more than just bookkeeping — it deserves strategy, clarity, and confidence. 📊💼

At Cherie Sayban CPA, we help small business owners stay organized, plan ahead, and grow with purpose 🚀

✔️ Accurate financials
✔️ Strategic tax planning
✔️ Ongoing support you can count on

Ready to take control of your finances?
📲 CherieSaybanCPA.com

05/12/2026

This guide covers the most widely recognized and currently active grant programs for women entrepreneurs, along with practical advice on how to find local opportunities, prepare a strong application, and avoid scams that can waste your time and money.

The "best" grant for your business will depend on your industry, location, and what your business offers.

Whether you're looking for startup grants for women or funding to scale a business that's already generating revenue, there are programs here worth exploring.
Read the full article here: https://ow.ly/IPxl50YISiG