Payne Financial Strategies, Inc.

06/01/2026

AVMA LIFE and AVMA PLIT have unified. Introducing AVMA Insurance Services! We are still your first point of contact.

06/01/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

05/29/2026

If you've made a large capital gain from selling a property and want to do a 1031 exchange, you might want to pause and consider how that will affect your portfolio in the long term.

If you're considering a 1031 exchange after making a large capital gain from selling a property, stop and ask how it will affect your portfolio in the long term.

05/25/2026

This Memorial Day, we pause to remember and honor the men and women who gave their lives in service to our country.
We are grateful for their sacrifice and hold their families in our thoughts today.

05/22/2026

The families we serve deserve advisors who never stop sharpening their thinking.

That is why we are proud to share that Dominick Bonura recently earned his FSCP®️ (Financial Services Certified Professional) designation.

Behind every designation are early mornings, long hours of study, difficult conversations, and a decision to keep growing long after most people would be comfortable staying where they are. That commitment matters because the work we do is personal. The guidance our clients receive today can shape businesses, families, and legacies for decades to come.

We are proud of the discipline Dominick continues to bring to his role and excited for the impact he will continue making for the families who trust our team.

American College of Financial Services

05/15/2026

True financial planning is not built around isolated transactions. It is built around relationships, coordination, and long-term stewardship.

From investment advisory and estate planning to liquidity strategies, charitable giving, and multigenerational planning, our focus is helping families navigate complexity with confidence and purpose. Every recommendation is designed to support not only financial outcomes, but the people and values behind them.

Comprehensive planning means seeing the full picture and building strategies that evolve alongside life, family, and legacy.

05/14/2026

Understand how income levels can affect IRMAA surcharges and Social Security taxation—and how factors like part-time work or volunteering may play a role.

Avoid rising IRMAA surcharges and discover how volunteering and part-time work keep more of your Social Security benefits tax-free.

05/13/2026

“Knowledge is only potential power. It becomes power only when it is organized into definite plans of action and directed to a definite end.” – Napoleon Hill

Purposeful action is what moves plans forward. This is why we are so passionate about comprehensive financial planning.