Ryan Cox Lending and Wealth Team

05/18/2026

05/05/2026

I have the perfect office space for someone who’s maybe ready to legitimize their small business or upgrade out of their home office.

1 to 5 dedicated rooms with potential for up to 8 desks.

Willing to accommodate just one person or a small group.

DM for more info📲

04/20/2026

First-Time Buyers Fall to Record Low🤷‍♂️

The share of first-time buyers entering the housing market dropped to just 21% last year, down 3 percentage points year over year and marking the lowest level since at least 1981, according to new data from the NAR.

By generation, the share of buyers who were first-time purchasers was:

• Younger Millennials: 60% (down from 71% last year)
• Older Millennials: 33% (down from 36%)
• Gen X: 21% (up from 20%)
• Younger Boomers: 8% (down from 9%)
• Older Boomers: 4% (unchanged)
• Silent Generation: 3% (down from 5%)

Older Millennials had the highest median household income of any generation at $132,700.

They also purchased the largest homes, with a median size of 2,100 sq-ft.

04/16/2026

Home Listings Sitting Unsold🥱

More than half of home listings are sitting unsold for 60+ days.

52% of February listings had been on the market for at least 60 days without going under contract.

This is the highest share since 2019, representing $347 billion in stale inventory, a record for this time of year.

The typical home that did sell spent 66 days on market, the slowest February pace in a decade.

The dynamic is simple: sellers are still listing at high prices hoping to negotiate down, but buyers are pulling back due to high rates, economic uncertainty, and the Iran war.

Home sales fell 3.1% year over year in February while supply continued to grow.

Florida metros are the worst off — Miami leads with 62.6% of listings stale, followed by San Antonio and Pittsburgh.

The Bay Area remains the tightest market, with San Jose at just 19.8%.