01/07/2026
2025 wasn't just another year; it rewrote the rules for tax, estate, and investment strategies.
If you haven't reviewed your approaches since July, you're potentially leaving money on the table (or perhaps exposed to unnecessary risk).
Here’s What Changed: Tax Reform Got Real
The One Big Beautiful Bill Act made sweeping changes, including:
→ $15 million estate exemption per person ($30 million per couple)
→ Expanded State and Local Tax deduction to $40,000 (through 2029)
→ New $6,000 senior bonus deduction for those 65+
→ First-ever auto loan interest deduction up to $10,000
But here's the catch: Many of these provisions are temporary and set to expire in the coming years.
Markets Recovered—Then Rallied. Remember "Liberation Day" on April 2? The S&P 500 dropped following the tariff news. It then recovered within a month and continued to climb through the year. Past performance does not guarantee future results.
Why 2026 Is Critical:
The elevated estate exemption is labeled "permanent," but we all know tax laws change. For families with significant wealth, this is a window, not a guarantee.
Families who act early to align their tax, estate, and investment strategies with the new landscape will be positioned for decades of advantage.
Have you reviewed your strategy since these changes took effect?
đź“‹ Work with your tax, legal, and accounting professionals before making any changes due to the new tax law. The S&P 500 Composite Index is an unmanaged index that is considered representative of the overall U.S. stock market. Individuals cannot invest directly in an index.
