Choules Financial

Choules Financial At Choules Financial we are known for helping our clients live a life of YES in retirement.

Living a life of YES means being able to do all of the things you love with those that you love in retirement.

A few great moments from some of our recent client events at Choules Financial.There is nothing more satisfying than hel...
09/24/2026

A few great moments from some of our recent client events at Choules Financial.

There is nothing more satisfying than helping our client families live their life of YES in retirement!

09/17/2026

Social Security can look simple on the surface: choose when to file and start collecting your benefit. But behind that decision are a lot of moving pieces, especially for married couples.

Your age, your spouse’s age, individual earnings histories, spousal benefits, survivor benefits, and retirement timeline can all influence the decision. That’s why Social Security shouldn’t be viewed in isolation—it should be coordinated with your broader retirement income and tax strategy.

The goal isn’t simply to pick a filing age. It’s to understand how Social Security fits into the bigger picture so you can make an informed decision that supports your Life of YES.

We had some lovely visitors today at our Logan office.They "herd" we can help them say YES to retirement.
09/11/2026

We had some lovely visitors today at our Logan office.

They "herd" we can help them say YES to retirement.

09/09/2026

One of the biggest questions in retirement is simple: Will my money last?

But once you know you have enough, the conversation changes. How can you confidently spend that money on the experiences, people, and things that make retirement meaningful? That’s where a well-designed income plan becomes so important.

And income doesn’t exist in a vacuum. Where you take your money from can have tax consequences, which means your income and tax strategies need to work together.

Retirement planning isn’t just about having enough, it’s about knowing how to use what you’ve built efficiently so more of it can support your Life of YES.

08/25/2026

A retirement portfolio should have a purpose beyond simply growing.

Once you retire, one of its most important jobs is turning what you’ve accumulated into income that supports the life you’ve worked so hard to build. That income is what helps fund the trips, dinners, time with family, and everyday experiences that make up your Life of YES.

That’s why the conversation in retirement needs to shift from “How much can my investments grow?” to...

“How can my investments support the income and lifestyle I need?”

Your investments are the fuel, but your retirement is the destination.

08/14/2026

Retirement changes the job of your investment portfolio.

During your working years, the focus is often on accumulation—consistently contributing and giving your investments time to recover from market swings. Once retirement begins, you’re doing the opposite: taking money out to support your lifestyle.

That’s why we often say, “What got us here won’t get us there.” The investment strategy that helped you accumulate wealth may not be the same strategy you need to distribute it.

When withdrawals begin, market volatility can have a much greater impact, making it critical to build a portfolio specifically designed to support your retirement income.

We’re excited to welcome Jason Yearsley, our newest Marketing Intern, to the Choules Financial team!Jason is currently a...
08/12/2026

We’re excited to welcome Jason Yearsley, our newest Marketing Intern, to the Choules Financial team!

Jason is currently a sophomore at Utah State University studying Management. During his internship, he’ll be supporting our team with data, marketing, and day-to-day projects while getting a firsthand look at how we help our clients protect what they’ve worked for and build toward a retirement filled with more possibilities.

Jason is exploring a future career in financial services and is excited to learn from our team while contributing wherever he can. Outside the office, you’ll find him building Legos, snowboarding, working out, or spending time with his family and cats.

We’re excited to have Jason on board and be part of his journey as he learns more about what it means to help our clients live a Life of YES!

07/31/2026

At Choules Financial, living a Life of YES means something unique to each member of our team. For Noelle Urbiola, it starts with helping people feel confident about their financial future.

After earning her degree from BYU, becoming a licensed financial advisor, and building her expertise in the financial services industry, Noelle Urbiola joined Choules Financial with a passion for helping clients navigate retirement with clarity and confidence. She believes that when every part of your financial life is working together, you can spend less time worrying about money and more time enjoying what matters most.

Personally, living a Life of YES means saying yes to experiences that bring people together. Whether it's traveling, trying a new restaurant, or gathering with family and friends, Noelle believes the best moments in life happen when you have the confidence to enjoy them without financial uncertainty.

That's why she's passionate about helping clients create a plan that brings together all five worlds of retirement planning—investments, income, taxes, healthcare, and legacy—so clients can focus on living the life they've worked so hard to build.

07/20/2026

One of the biggest misconceptions in retirement planning is that investments are the biggest concern. In reality, most people are far more worried about everything surrounding those investments.

Questions like: Will my income last? How much will I owe in taxes? What happens if healthcare costs rise? How do I leave money to my family efficiently? Those are the concerns that keep retirees up at night.

A strong investment portfolio is important, but without a plan, it can actually magnify these challenges. That's why retirement planning should go beyond simply managing assets. It should include a coordinated strategy for your income, taxes, healthcare, and legacy, so every piece is working together to support the retirement you've worked so hard to achieve.

Every smile tells a story.A story of the trips that finally happened. The family memories that were made. The adventures...
07/13/2026

Every smile tells a story.

A story of the trips that finally happened. The family memories that were made. The adventures that no longer had to wait.

Helping our clients build the confidence to live a Life of YES is why we do what we do. There's nothing better than seeing them out there enjoying the retirement they've worked so hard for.

Address

491 N Main Street
Logan, UT
84321

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

Telephone

+14352580475

Website

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