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VFG Associates Protecting your financial world since 1972 * I N V E S T * W I T H * I N T E N T *

10/24/2026
10/22/2026

💰 Coming in 2027: the Saver's Match!

Starting next year, the federal government will match 50% of the first $2,000 you contribute to an eligible retirement account — up to $1,000 deposited straight into your account.

For married couples filing jointly, the full match is available up to $41,000 in modified adjusted gross income (it phases out above that).

If retirement contributions have felt out of reach, 2027 could be the year it pays — literally. The time to plan for it is now. Want help getting ready? The VFG Associates team is here. 📞 (734) 855-4930

10/21/2026

🏡 It's National Estate Planning Awareness Week (Oct 19–25)!

Here's the one check most people miss: on your retirement accounts and life insurance policies, the beneficiary designation decides who receives the asset — no matter what your will says.

Take 10 minutes this week to review:
• Beneficiaries on IRAs, 401(k)s, and life insurance
• Whether your will or trust still reflects your wishes
• Who would step in for financial and medical decisions

Life changes — marriages, divorces, new grandbabies. Your plan should keep up. If you'd like a second set of eyes, the VFG Associates team is here to help. 📞 (734) 855-4930

10/20/2026

Planning ahead for 2027 📈

The 401(k) contribution limit is expected to rise to $25,500 in 2027 — up $1,000 from 2026 — according to Milliman's final forecast. The IRS will publish the official numbers in the coming weeks.

If you're able, January is the smart time to bump your deferral so the increase spreads across the whole year instead of a few paychecks.

Questions about your retirement plan? We're here to help. — VFG Associates

10/20/2026

💛 Your 50s may be the most important financial decade of your life.

Women have saved just one-third as much as men for retirement on average — often while caring for everyone else first. If that sounds familiar, watch for these traps:

1️⃣ Putting everyone else first financially — generosity is biblical, but you can't pour from an empty vessel
2️⃣ Avoiding the money conversation — confidence grows with familiarity, not perfection
3️⃣ Underestimating how long you'll live — run your numbers into your late 80s or 90s
4️⃣ Relying entirely on a spouse — know what you own, what you owe, and what's in your name

Stewardship includes your own future. If you'd like help running your numbers, the VFG Associates team would be honored to sit down with you. 📞 (734) 855-4930

10/19/2026

📢 2027 HSA contribution limits are going up!

The new limits for 2027:
• Self-only coverage: $4,500 (up $100 from 2026)
• Family coverage: $9,000 (up $250)

If you're on a high-deductible health plan, open enrollment is the time to set your 2027 HSA contributions so the account is funded right from January 1st.

Questions about how an HSA fits into your plan? The VFG Associates team is here to help. 📞 (734) 855-4930

10/17/2026

Medicare Open Enrollment is underway — and there's an important change coming for 2027. 🏥

The annual out-of-pocket cap for Medicare Part D prescription drugs rises to $2,400 in 2027 (up from $2,100 in 2026), and the standard Part D deductible is going up too. That makes this fall's review more important than ever: check your plan's drug list, your pharmacy, and your total costs before the December 7 deadline.

Questions about your 2027 coverage? The VFG team is here to help — call us at (734) 855-4930.

08/24/2026

Prayed the rosary for YOU today.

08/21/2026

Hey, everyone!! We truely appreciate your continued trust and business! If you've worked with us in the past, please click this link and leave us a review!

Post a review to our profile on Google

08/10/2026

We were so thankful to have had the chance to catch up with the President of SILAC Insurance Company at the Signal Advisors event where the best financial planners and advisors in the United States came together to learn from each other to make sure that our clients are taken care of.

Catch up with us and SILAC and learn how you can guarantee a retirement income stream for yourself that you can NEVER outlive.

Address

29432 Joy Road
Livonia, MI
48150

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17348554930

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