Marsha B helps first time homebuyers

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What you need to know....Why Builders May Be More Motivated To Sell Than HomeownersPending home sales just dropped 11.3%...
10/26/2026

What you need to know....

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.



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Which Homes Can You Afford?Want to know which homes you could buy with your current rent?
10/26/2026

Which Homes Can You Afford?
Want to know which homes you could buy with your current rent?

Find out which homes you can afford based on your savings and rent. Get personalized advice from Marsha Bowen Washington.

10/25/2026

Discover this 2 bed/2 bath condo for $299,000—a great opportunity that truly stands out. in a 55+ community

Buying a home is more than just choosing the one with the prettiest kitchen or best backyard; it’s one of the biggest fi...
10/24/2026

Buying a home is more than just choosing the one with the prettiest kitchen or best backyard; it’s one of the biggest financial decisions you’ll ever make.

From down payments and mortgage options to closing costs and long-term equity, there’s a lot to consider beyond the listing price. A smart purchase today can mean financial stability and long-term growth tomorrow. 🏡💰

Whether you're a first-time buyer or moving into your next chapter, our goal is to help you make informed, confident choices every step of the way. We’ll look at your full financial picture, explore all your options, and make sure the numbers actually work for your goals, not just the market.

Ready to talk strategy and start building wealth through real estate? Let’s make a smart move together.

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What you need to know....Why More Buyers Are Turning To Adjustable-Rate Mortgages TodayWhat if you could save $150–$300 ...
10/24/2026

What you need to know....

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

What if you could save $150–$300 a month on your mortgage payment just by choosing a different type of loan?

For some homebuyers, that could be a game changer. And it's one reason adjustable-rate mortgages (ARMs) are getting more attention.

According to Bankrate, ARM rates recently came in more than a full percentage point lower than traditional fixed-rate mortgages. That's potentially hundreds of dollars in monthly savings on a median-priced home.

And buyers are taking notice. About 1 in 10 mortgage applicants are now choosing an ARM, according to the Mortgage Bankers Association.

So, what's the catch?

Unlike a fixed-rate mortgage, an ARM gives you a lower introductory rate for a set number of years. After that, your rate can adjust up or down based on market conditions.

That means you could save money upfront, but you'd also need to be comfortable with the possibility of higher payments later.

And here's something worth knowing: Today's ARMs have more borrower protections than the risky loans that made headlines during the 2008 housing crisis.

The bigger takeaway? A traditional 30-year fixed mortgage isn't your only option.
If today's rates are making your homebuying budget feel tight, there may be financing options you haven't explored yet.

Curious whether an ARM could help make your next home more affordable? Connect with a trusted lender who can run the numbers.



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Upsizing your home doesn't always mean stretching your budget to the limit. 🏡📈With the right strategy, it's possible to ...
10/23/2026

Upsizing your home doesn't always mean stretching your budget to the limit. 🏡📈

With the right strategy, it's possible to gain more space while keeping your finances on track.

Here are three ways to make upsizing more affordable:

💰 Know your true budget: Look beyond the purchase price and factor in monthly payments, property taxes, insurance, utilities, and maintenance so you can shop with confidence.

📍 Expand your search area: Exploring nearby communities may give you more space and features for the same budget.

🔑 Use your current home's equity wisely: If you've built equity in your existing home, it may provide a larger down payment and reduce the amount you need to finance.

Upsizing isn't just about buying a bigger house. It's about finding a home that better fits your lifestyle while making a smart long-term financial decision.

Ready for more space? Let's explore your options and create a plan that helps you move up without overextending your budget.

Address

2 E Mount Pleasant Avenue
Livingston, NJ
07039

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 7pm
Sunday 8am - 7pm

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