FishBone Financial

06/14/2026

If you’re running multiple jobs off gut feel…

you’re probably losing money and don’t know it.

That’s how margins quietly disappear.

A WIP schedule shows you:
→ Which jobs are on track
→ Which ones are bleeding margin
→ Whether your backlog is actually profitable

And the key?

You see it BEFORE the job is finished —
not after it’s too late to fix.

Construction accounting isn’t just bookkeeping.
It’s knowing where you stand while the work is still happening.

📩 DM me if you want better visibility on your numbers.

05/31/2026

Not all CPAs do the same thing 👇

Your TAX CPA is important — but there comes a point where tax filings alone aren’t enough.

As your business grows, you need someone more involved in the day-to-day. Someone who not only keeps your books clean, but helps you understand what your numbers actually mean.

That’s where we come in.

We handle your back office, prep everything your tax firm needs at year-end, and bring a bigger-picture perspective — helping you see trends, risks, and opportunities as you grow.

Here’s what that looks like:
→ Day-to-day back office support
→ Year-end prep for your tax firm
→ Complex, technical accounting under US GAAP
→ Controller-level oversight of your financials
→ Reporting you can actually use to make decisions
→ Strategy, structure, and compliance as you scale

If you're treating your financial expert like a data-entry clerk, you may be leaving real value on the table.

📊 Let’s talk about what your numbers are really telling you.

Growth without financial clarity is risky. Let’s fix that.

04/17/2026

Come see us today at Polk County Commerce Center! Here until 3pm.

04/08/2026

Just over two years ago, I walked out of a little café in Livingston, looked around at the small businesses and offices nearby, and had a moment of clarity:
I can do that.

That thought turned into a leap of faith. I left my corporate job, moved to the Livingston area, and started this journey—not fully knowing where it would lead, but knowing it was worth the risk.

Fast forward to today, seeing our name on the building is a reminder of how far we’ve come and how much growth can happen when you believe in yourself and your community.

So proud to be alongside other small business owners who truly love what they do every single day. 💙

03/22/2026

💵 Cash vs. Accrual Financials — Why Both Matter

Cash financials tell you what hit the bank.

Accrual financials tell you what you actually earned and owe.

Here’s the problem 👇
If we only look at cash:
• Late payments make good months look bad
• Prepayments make bad months look great
• No A/P = expenses get understated
✅ Accrual = real performance
✅ Cash = real liquidity

💡 The best businesses use both:

• Accrual to measure profitability
• Cash to manage day‑to‑day decisions
• A/R aging to know what’s coming in
👉 Cash shows if you’re broke.
👉 Accrual shows if you’re profitable.

03/13/2026

As small businesses we often get to the beginning of the new year and start to scramble making sure our books are prepared and we have all of our documents lined up for taxes. We're pretty much at the point this year where that has already been done and everyone is tired or overwhelmed or stressed at the last minute.

We cannot stress enough that now is the time to start planning for your 2026 taxes. There are a number of changes this year with the OBBBA (One Big Beautiful Bill Act) that small businesses can plan for and take advantage of over the course of the next 9 months.

Some of these are 100% Bonus Depreciation (which has now been made a permanent part of the tax code), Qualified Business Income Deduction, and increased business interest deductions - to name a few.

Here is a great article by Carr Riggs & Ingram giving more detail as to the new provisions and what they mean for your business. As always, FishBone Financial is here to help you get started and guide you through the year to make tax season much easier and much less stressful.

Confused about the One Big Beautiful Bill Act? We’ll walk you through what small businesses should know for 2026.

03/13/2026

📌 When it’s Time to Level Up from Annual Bookkeeping → Monthly Accounting

If your books only get “fixed” once a year for taxes…
you’re probably missing the financial details that actually help you run the business. 🧠💰

It may be time to move to monthly accounting if your business has:

🛠️ Capital assets
Equipment, vehicles, computers, or large purchases that need tracking.

📉 Depreciation / amortization
Assets that should be spread across multiple years.

💳 Prepaid expenses
Insurance, annual software subscriptions, retainers, etc.

🧾 Deferred revenue
When you’re paid now for services delivered later.

✨ Annual bookkeeping works for taxes.
✨ Monthly accounting works for growth.

Save this post if you're wondering whether it's time to upgrade your financial process. 📊

FinancialClarity AccrualAccounting EntrepreneurFinance

Gain clarity and confidence with bookkeeping, accounting, plus controller services from FishBone Financial Services — proudly Texas-based and serving clients nationwide.

02/18/2026

⚠️ Is your business still in good standing?

If you collect sales tax, filing and remitting on time isn’t optional — it’s part of staying compliant with the State of Texas.

When required reports aren’t filed, the state can forfeit a business’s right to transact business — which means losing good standing until the issue is resolved.

The good news? Most compliance issues can be fixed early — before they become expensive problems.

Take a moment to check:
✅ Search your business name in the Texas Comptroller Taxable Entity Search
✅ Confirm your status shows Active and your right to transact business is intact
✅ Address any missing filings now — not after notices arrive

It takes just a few minutes to look, but it can save you significant time, penalties, and stress later.

Need help getting caught up or staying compliant?
FishBone Financial Services helps businesses clean up, catch up, and stay on track.

02/01/2026

Controller Services That Go Beyond Bookkeeping
Running a business without financial oversight is expensive.
At FishBone Financial Services, our Controller Services provide hands-on leadership for your accounting department, direct collaboration with executives, and strategic financial insight — not just reports.
We don’t just manage numbers. We help you understand them, improve processes, and make smarter decisions.

✅ Accounting department oversight
✅ Team training & workflow improvement
✅ Executive financial reviews
✅ Cash flow forecasting & budgeting
✅ Strategic advisory support
If you're growing — it’s time to upgrade your financial leadership.

👉 Message us “CONTROLLER” to schedule your free consultation

01/20/2026

🎉 Big News! FishBone Financial is excited to announce our new office location inside the new commercial strip complex in Onalaska! 🏢✨
Huge thank you to Paloma Perez and Jack Rowland for their vision in creating a professional space that supports small businesses like ours. 🤝💼
We’re excited for what’s ahead and grateful to be part of such a supportive community! 💙🌟
👉 Follow our page for updates
👉 Stop by and say hello soon!
👉 Support local businesses!