New Horizon Financial

04/02/2020

Thanks so much Emily and company!!!! You are keeping me sane♥️♥️♥️♥️

This is us shouting from the rooftops! We are so thrilled we can provide these videos for our loving and supportive clients. We will continue to post videos everyday; you guys rock! 🥰

01/16/2020

In our modern society, retirement views we once held as tradition are far from reality. No two retirees are the same, so why should their plans be? With fixed-term annuities you can tailor your retirement plan to suit your specific needs. Give me a call and we can discuss why fixed term annuities are right for you!

Attending the weekly bingo or walking on distant beaches in white linen shirts. The traditional views of retirement are far from the modern reality. Today, no two retirements are the same.

01/15/2020

With everyone wondering whether the economy is really strong or not, is this the right time to make your retirement income plan? With the Fed lowering its key interest rate, should you hold off until the rates are raised? Don’t wait another day to work on your retirement plan, give me a call and let’s talk!

As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether it's dividends, interest or annuity payments, don't try to time the market.

12/26/2019

“The insurance company makes all the money and I don’t.”
“I don’t have access to my money.”
“There are too many hidden fees.”

Are these some of the questions and doubts you have about bringing annuities into your portfolio? This article answers those questions, and if there are more you have, give me a call or shoot me an email and let’s meet!

Over the years, annuities have been misunderstood. Read here to discover seven common misconceptions!

12/24/2019

Did you know if you’re not happy with an annuity you currently have, you don’t have to stay put? You can make a tax-free 1035 annuity exchange and trade in an entire annuity, or part of it, for a better annuity at a different insurance company. If that sounds like you, let’s get together to make a change in your portfolio!

1035 exchanges let you trade up for a better annuity or trade-in unneeded life insurance.

12/19/2019

When we’re talking about investments and cash flow, we’re not talking about the budgeting of your long-term plans. A budget is used to track expenses. Cash flow is really about strategically using money to not only live your life but to create more income sources for yourself. When you put your focus on cash flow, it solves a hundred other decisions.

The process is a lot like putting a puzzle together.

12/17/2019

Fixed Index Annuities are one of the more misunderstood annuity products. FIAs should be compared to insurance products, not investment security products like mutual funds. They allow clients to protect the principal of their investment in the insurance product while letting the annuity be credited with growth based on certain indexes like the S&P. Contact me today and let’s discuss how an FIA can help build your portfolio in the long-term.

Research has shown FIAs can outperform bonds, making them a solid bond alternative.

12/12/2019

Use annuities to help reduce the risk of running out of money in retirement! Annuities can help you generate a paycheck for life!

Insurance policies can be valuable tools for an investor to reduce risk.

12/10/2019

Immediate annuities are great for Estate Planning when funding life insurance or income for life. On the other hand, the immediate annuity can be the kiss of death — no accumulation, no lump sum access. In other words, your money is locked in time!

It can be comforting to know that you'll get a set amount of money each month to support yourself. What is an immediate annuity and is it right for you?

12/05/2019

https://www.instagram.com/p/B5tB0YrFfxO/?utm_source=ig_web_copy_link

12/05/2019

I am a financial advisor who has been active in helping business owners build a safe retirement nest egg. I show clients how to avoid common financial landmines and teach them how to generate a tax favored income as well as the fundamentals of multiplying their IRA’s two to
three times to help them leave a lasting legacy for their loved ones.

My focus is to show clients how to:
1. Grow money with zero market risk
2. Access tax-favored retirement dollars
3. Leave a tax-advantaged income inheritance to their heirs
4. Mitigate and eliminate immediate heavy and unnecessary taxation to tax qualified retirement accounts.
5. Educate clients about the largest tax-breaks in the IRS code so they are able to take advantage of all the benefits that come with them.

[email protected]
847-945-7199