Break Bread Lending LLC

10/28/2025

If your business has outgrown its tank, its time to step into the ocean. Our 10-Year Growth Term Loan was built for entrepreneurs who are ready to expand beyond their limits. Whether you are hiring, scaling, marketing, consolidating debt, or refinancing MCAs, Break Bread Lending is ready to fund your growth.

✅ FICO 640+
✅ $175K+ annual revenue
✅ 1+ year in business
✅ Positive EBITDA or 12 months of positive bank statements
✅ Funding in as little as 2–3 weeks
✅ No SBA involvement required

Change your environment and watch your growth.
Apply now and swim in bigger waters.

10/27/2025

“An idea is like a seed. Once it takes root, it changes everything.”

In Inception, they said a leap of faith can shatter the boundaries between dream and reality. The same is true in business. When you walk away from a 9–5 to build something of your own, you’re stepping into the unknown with nothing but belief. And belief, it turns out, is the most powerful tool we have.

Neuroscientists have proven that your brain cannot distinguish between a vividly imagined goal and an actual lived experience. When you visualize your success so clearly that it feels real, your brain begins to act as if it already is. Every thought, every decision, every action starts aligning to make it happen. If you keep believing and keep moving, reality eventually has no choice but to meet you there.

Right now, the government has shut down and SBA programs are closed. Yet every day, small business owners still wake up and push forward. Dreams do not pause because of politics, and neither do we. Break Bread Lending is open and funding.

At Break Bread Lending, we built a program for founders who took that leap.

✅ 10-Year Term Loan
✅ No SBA involvement required
✅ Use for: working capital, marketing, hiring, debt consolidation, or MCA refinance
✅ Funding in 2–3 weeks

Minimum requirements:
• FICO 640+
• $175K+ annual revenue
• 1+ year in business
• Positive EBITDA or 12 months of positive bank statements

Required docs:
• 12 months of business bank statements
• 2023 & 2024 business tax returns
• 2024 personal tax return
• Debt schedule

If you have been dreaming of scaling your business, this is your moment. The world is waiting for people who dare to believe. See your vision so clearly that your mind accepts it as fact, then chase it until reality catches up.

Break Bread Lending
Still open. Still funding. Still believing.

10/26/2025

Whenever you feel discouraged, remember this: Coca-Cola only sold 25 bottles in its first year.

Success takes persistence, faith, and grit. Every great company begins small, but those who refuse to quit are the ones who create history.

At Break Bread Lending, we carry that same belief forward.

Even during the government shutdown, while SBA loans are paused, we are still funding 10-Year Growth Term Loans designed to help small businesses keep growing.

Our loans are:
✅ Up to $350,000
✅ Funded in 1–3 weeks
✅ Far less red tape than SBA programs
✅ Perfect for refinancing high-interest debt, including Merchant Cash Advances (MCAs)

Eligible uses include:

Working capital and operational costs: Cover payroll, rent, utilities, inventory, and marketing.

Inventory and supplies: Stay stocked and manage seasonal cash flow.

Debt refinancing: Consolidate existing high-interest business debt, including MCAs, into one lower-rate loan to simplify and strengthen your finances.

Business expansion: Open new locations, renovate facilities, or enter new markets.

Equipment purchases: Acquire machinery, technology, or vehicles to boost efficiency and growth.

Hiring: Fund the onboarding and training of new team members.

At Break Bread Lending, we believe in business owners who refuse to give up. We’re here to help you move forward faster, cleaner, and stronger.

📞 Call: 877-381-8338
📧 Email: [email protected]

Keep building. Your next breakthrough might be just one decision away.

10/18/2025

🚨 SBA Loans Are Frozen — But We’re Still Funding Small Businesses 🚨

Because of the government shutdown, SBA loans are no longer being serviced. That means thousands of business owners are left waiting, with no answers and no access to the capital they were promised.

Let’s be real — it’s not cool that small businesses are being abandoned in moments like this. At Break Bread Lending, we don’t believe in those policies or in watching entrepreneurs struggle while politics get in the way.

We believe in you — the business owners keeping this country alive — and we’re stepping up to fill the gap.

That’s why we’ve launched our new Term Loan Program designed to move even when the government doesn’t.

✅ Up to $350,000 in funding
✅ 10-year terms (similar to SBA)
✅ Approval and funding in just 1–2 weeks
✅ No federal red tape. No shutdown delays.

If you were waiting on an SBA loan that’s now frozen, or just need capital to keep your momentum going, we’ve got you covered.

👉 Apply now at BreakBreadLending.com or DM me directly to see if you qualify.

When the government shuts down, we keep small business moving forward.

Get $250k in 0% credit or a $350k SBA loan funded in under 30 days—plus fast private capital. Break Bread powers real business growth.

10/06/2025

🥖 $100K Term Loan Funded in Just 2 Weeks! 🥖

This one truly warmed our hearts.

A family-run bakery and café along the Maine coast had been a local favorite for years. Every morning, the owners woke before dawn to fill the air with the smell of fresh bread, blueberry muffins, and coffee that could make even the coldest New England morning feel like home.

But like many small businesses, they hit a rough patch. Rising costs, a broken oven, and an opportunity to expand all came at once. They had the customers and the heart, but they needed a little help to keep growing.

That’s when Break Bread Lending stepped in.

We took the time to listen and understand their story. Two weeks later, we were proud to fund a $100,000 term loan to help them upgrade equipment, expand their space, and bring their dream to the next level.

Now the café is thriving again. Locals are gathering. The smell of fresh pastries fills the street. The owners have even started offering weekend baking classes for kids in the community.

At Break Bread Lending, we believe in real people, real relationships, and real results. We do more than fund businesses. We invest in character, community, and connection.

When good people win, everyone wins. Let's break bread! 💜

👉 See how much you could qualify for with no pressure and no risk.
breakbreadlending.com

09/26/2025

💪 Funded in Washington State! 💪

We are proud to share that a successful gym in Washington secured $250,000 in SBA funding in under a month as an additional round after an initial $500,000.

Ryan Shamim, CEO of Break Bread Lending, first met this standout entrepreneur while serving as a judge on a show for business owners. The gym was already thriving and expanding beautifully when unexpected fines and fees from the state hit them hard. The timing could have slowed their momentum, but Break Bread Lending came through with another $250K to not just cover the setback, but to fuel even more growth.

This is what we stand for. Real, human connections. Showing up in the clutch. Giving hardworking business owners the support they need to overcome obstacles and keep moving forward.

This gym has all the ingredients to be wildly successful, and we are honored to be a partner in their journey. Because at Break Bread Lending, when you win, we all win. Let's break bread!

09/23/2025

🎙️ Funded in Houston! 🎙️

We are proud to share that a Houston-based podcast secured $30,000 in private funding in under 4 hours to invest in new equipment and upgrades.

At Break Bread Lending, we believe in supporting a wide range of businesses, from bold new ideas to tried and true ventures with steady growth plans. What matters most to us is passion and clarity. When business owners have a vision and a plan, we want to help bring it to life.

We aren't limited by borders either. Break Bread Lending provides private funding worldwide, helping businesses in every community thrive, grow, and innovate. With us, anyone can check how much they qualify for with no risk and no commitment at all.

Our mission is to foster growth, harmony, and resonance across industries and communities. Whether you're running a podcast, a daycare, a restaurant, or building the next big idea, we want to support you.

When you win, we all win. Let's break bread! 🌍✨

09/18/2025

The Federal Reserve just announced that it's lowering interest rates by 0.25%. This means you could apply for an SBA 7(a) loan through Break Bread Lending with an interest rate as low as 10%

Here's a breakdown of new estimated monthly payments:

SBA Loan Amount | New Est. Monthly Payment:

$50,000 | $660.75
$100,000 | $1,321.51
$250,000 | $3,303.77
$350,000 | $4,625.28

Want to see how much you could qualify for? Apply today with no risk or commitment to see!

Apply Here:
https://portal.newitymarket.com/partner/sba/break-bread-lending

Let's Break Bread!

NEWITY Smart Portal - Manage loan payments. Verify loan status. PPP loans for small businesses. Loan forgiveness guide. Credit information status.

09/18/2025

✨ Funded in Oklahoma! ✨

We're proud to announce that a daycare center in Oklahoma has secured $350,000 in SBA funding in under a month. The repairs will be completed just in time for the start of the new season, and if all goes according to plan, the expansion will be ready for their next enrollment period. Together we anticipate a significant increase in enrollment based on the detailed calculations and growth strategy we laid out with them.

When we provide capital, we view it as a true partnership. When they win, we win. In fact, we all win. And if additional repairs or unexpected needs arise, in 3 months we're able and ready to step in with another SBA round and consolidate into one simple, low monthly payment. That’s the kind of flexibility and compassion we bring to every deal.

At Break Bread Lending, we love these types of wins. Supporting small businesses while also fostering safe, nurturing environments for children makes this work meaningful. In a competitive (maybe sometimes a little aggressive) industry, it feels good to be different, to be compassionate, and to fund growth that benefits our communities and future generations.

These wins are why we do what we do. 💜



Let's Break Bread.

09/17/2025

Funded!

We just helped a local restaurant and bar secure $25,000 in funding in under 8 hours. (They asked for it in the morning, and had the wire in their bank account before the end of the work day.)

That’s what happens when speed, trust, and relationships come together. Break Bread Lending is built to deliver fast approvals, transparent terms, and funding that helps small businesses grow without delay.

Another partner served. Another business fueled.

Who’s next? 🍽️🍻

Email, call, or visit our site.

[email protected]
(877) 381-8338
www.breakbreadlending.com

03/28/2025

https://youtu.be/1JuK8W8R2Ew?si=yd0O1vx0iZXXNRJq

There are many predatory lending practices in the small business lending world. Make sure to stear clear...Break Bread Lending has the answer to all of your ...

02/05/2025

𝗨𝗻𝗹𝗼𝗰𝗸 𝘁𝗵𝗲 𝗙𝘂𝗻𝗱𝘀 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗗𝗲𝘀𝗲𝗿𝘃𝗲𝘀!

Break Bread Lending - Helping You Build, Grow, and Thrive.
Are you a business owner in need of capital?

At Break Bread Lending, we specialize in providing flexible, fast funding options for businesses like yours. Whether you're expanding your operations or navigating a tough spot, we’re here to support your journey.

𝗪𝗵𝘆 𝗖𝗵𝗼𝗼𝘀𝗲 𝗕𝗿𝗲𝗮𝗸 𝗕𝗿𝗲𝗮𝗱 𝗟𝗲𝗻𝗱𝗶𝗻𝗴?

𝗤𝘂𝗶𝗰𝗸 & 𝗘𝗮𝘀𝘆 𝗣𝗿𝗼𝗰𝗲𝘀𝘀
We simplify the application process with fast approvals—because we know your time is valuable.

𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗧𝗲𝗿𝗺𝘀
Tailored funding solutions that fit your business needs. Repayment plans that work for your budget.

𝗡𝗼 𝗛𝗶𝗱𝗱𝗲𝗻 𝗙𝗲𝗲𝘀
What you see is what you get. Transparent terms and no surprises.

𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲𝗱 𝗦𝗲𝗿𝘃𝗶𝗰𝗲
Our team works with you to understand your unique needs and guide you toward the best funding option.

𝗪𝗵𝗮𝘁 𝗪𝗲 𝗢𝗳𝗳𝗲𝗿:
-Small Business Loans
-Line of Credit
-Working Capital Solutions
-Merchant Cash Advances
-And More!

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗚𝗿𝗼𝘄 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀?
Visit BreakBreadLending.com to apply today!
Break Bread Lending – Let’s make your business thrive.