Kolt Financial

Kolt Financial My purpose for creating Kolt Financial is to help all who want to get out from under the clutches of debt and work towards true financial freedom.

I want people to feel the joy it is to own their time and not just work for it.

01/07/2022

What is important to you? If you focus on that, you will be all right.

Good morning, everyone!You might be wondering why I have posted a picture of some camels. This is a picture I took while...
01/05/2022

Good morning, everyone!

You might be wondering why I have posted a picture of some camels. This is a picture I took while I was working the week of Christmas. I was scrolling through my photos on my phone when I saw this.

It brought a smile to my face when I saw it again and I didn't quite understand why. I pondered on this picture for a few minutes when it hit me.

When I saw these camels, I thought of my wife and son. I thought that they might enjoy knowing what I'm seeing throughout my day at work. It made me remember how much I love my family and what I would do for them.

I share this with you today so that you may take a moment and reflect on what brings a smile to your face. Ponder on the moments of why that makes you smile. Take advantage of that joy and happiness that you just experienced and allow that to grow.

Life is too short to focus on the misery and the sadness that is all around us. What are you going to do today to not only experience that joy and happiness in your life but share it with others?

Each day, focus on learning something new. It could be learning a new part of the trade you are currently working or lea...
01/04/2022

Each day, focus on learning something new. It could be learning a new part of the trade you are currently working or learning already. It could be something from a new book or maybe a new type of exercise.

If we are not learning, we are not moving. Though the average life expectancy is growing, life is still very short and there is so much that is out there for us to learn. Take advantage of the time that we have and learn something new every day!

As we start this new year, most people create "New Year Resolutions." According to a study done by discoverhappyhabits.c...
01/03/2022

As we start this new year, most people create "New Year Resolutions." According to a study done by discoverhappyhabits.com, about 54% of all New Year Resolutions are failed by the 6-month mark.

One of the reason's I have failed in previous years to accomplish my New Year Resolutions was because I was setting goals that did not have a purpose. They were superficial and did not really give me something to work for.

When we set our goals, we need to start with the end in mind. What is our purpose here in life? You may have more than one and you probably do. Think of each aspect of your life, your career, your family, your spirituality. Write down your purpose or purposes for each category in your life.

Once you have your purposes, you create long term stretch goals. Things that are out of your reach at the moment but that are realistic. You want something that will challenge you. Something that will push you out of your comfort zone to accomplish.

After your stretch goals are set, you can then begin setting monthly, weekly and daily goals to help you achieve your stretch goals. These goals can include things like going for a run or lifting weights if you want to improve your physical health. It could include reading scriptures every day and praying if you want to strengthen your spiritual connection with God.

Your goals are what you decide them to be. If we don't set goals and have something to reach for, you will find that your life begins to fizzle. You will feel like you won't ever achieve anything because you haven't given yourself something to achieve.

Thank you for taking the time to read this. I hope it helped you in your journey to becoming the best YOU that you can be!

Happy New Year!

Link to the Study mentioned above:
https://discoverhappyhabits.com/new-years-resolution-statistics/

#2022

As we start this new year, reflect on the last one and ask yourself:"What decisions did I make that led me to where I am...
01/02/2022

As we start this new year, reflect on the last one and ask yourself:

"What decisions did I make that led me to where I am today? What decisions must I make today to create the person I want to become? Would the ME of tomorrow be happy with the ME of today?"

Happy New Year everyone! I hope you have a great one!

Take a moment to reflect on this quote. Are you using money correctly or incorrectly?If you feel like you need some help...
12/29/2021

Take a moment to reflect on this quote. Are you using money correctly or incorrectly?

If you feel like you need some help getting started and learning how to use money correctly, comment or send me a message. I will help you.

Get your financials in order to star the new year right. Comment or send me a DM and I will respond and schedule a free ...
12/28/2021

Get your financials in order to star the new year right. Comment or send me a DM and I will respond and schedule a free consultation.

What do you focus on during this Holiday Season? What do you devote your efforts and energy to? Is it religion? Is it fa...
12/21/2021

What do you focus on during this Holiday Season? What do you devote your efforts and energy to? Is it religion? Is it family? Is it friend?

Whatever it is, remember that this time of year is a perfect time to find joy. You do this by focusing on others rather than yourself. When you focus your efforts on others, you will see that you will begin to improve yourself.

When we think about the actions that we take today, we should think about how they will affect not only ourselves in the...
12/15/2021

When we think about the actions that we take today, we should think about how they will affect not only ourselves in the moment but the legacy that this action will leave for my future generations. Take a step back and consider what legacy you want to leave for everyone else.

Creating a budget every month can be extremely difficult. Especially if you don’t know where to start. If you need help ...
11/24/2021

Creating a budget every month can be extremely difficult. Especially if you don’t know where to start. If you need help creating a budget. Let me know and I can help you start your journey towards financial freedom.

11/23/2021

Every day is a new opportunity to help someone.

Be ready to act without hesitation to help those around you.

11/22/2021

Are you living paycheck to paycheck and never seem to have enough money at the end of the month? Do you feel like you have lost control of your finances? Do you want to change that?

If the answer to any of these questions is yes, then I can help you!

Send me a message and take advantage of my free consultation so you can begin your journey of getting your life back in order and on track to building wealth.

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Lehi, UT
84043

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