Oread Wealth Partners

07/15/2026

Thinking about retiring early or selling your business, but worried about the cost of health insurance before Medicare kicks in at 65? You aren't alone.

This "coverage gap" is one of the most common hurdles early retirees face. The good news? It’s highly solvable with the right planning.

In our latest guide, we compare your three primary paths:
🔹 COBRA – Good for short-term transitions, but can get expensive.

🔹 Spouse's Plan – Often the most cost-effective option if available.

🔹 The ACA Marketplace – Where strategic tax planning can unlock significant premium savings.

We also break down how to use a well-funded HSA as a means to fund healthcare costs in retirement.

Don't let healthcare costs delay your next chapter. Read our latest blog post to learn how to bridge the gap:

🔗 https://www.oreadwealth.com/blog/how-to-afford-health-insurance-before-medicare

07/04/2026

Happy 4th of July! 🇺🇸

Today, we aren’t just celebrating Independence Day. We are celebrating 250 years of freedom, innovation, and resilience.

Wishing everyone a safe and wonderful Semiquincentennial milestone with family and friends! ✨

06/29/2026

Great food, amazing weather, and even better company! 🍖☀️

We were proud to sponsor Bark Side of the Moon at the Great Lenexa BBQ Battle this past weekend. Huge shoutout to everyone who stopped by and made it such a fantastic event!

06/04/2026

Most people think hiring a financial planner is about picking better investments. The reality is far more valuable than that.

https://www.oreadwealth.com/blog/benefits-of-hiring-a-certified-financial-planner

05/28/2026

Are you working with a financial expert or just a generalist?

For many physicians, the "standard" financial advice doesn't quite cut it. Between managing high student loan balances, navigating 457(b) vs. 403(b) plans, and entering peak earning years later than most, your financial life is anything but average.

In our latest guide, we break down how to find an advisor who actually understands the physician career path.

What to look for:

- Fiduciary Status: Ensure they are legally obligated to put your interests first—at all times.

- Fee-Only Model: Clear compensation without the hidden bias of commissions.

- Physician-Specific Knowledge Base: Can they talk RVUs, partnership buy-ins, and complex tax strategies?

Don't settle for a "one-size-fits-all" plan. Read the full guide here: How to Choose the Right Financial Advisor as a Physician



https://www.oreadwealth.com/blog/how-to-choose-financial-advisor-physician

05/21/2026

Stop waiting until 59.5 to access your hard-earned savings. 🩺

For physicians at nonprofit or public hospitals, the 457(b) plan is a unique tool that can fund the gap between your final day of work and "traditional" retirement age.

In our latest blog, Scott Sturgeon, JD, CFP® breaks down:
✅ How to contribute up to $49k+ annually between plans.
✅ The 2026 catch-up contribution rules.
✅ The specific risks of non-governmental plans.

If financial independence is your goal, don't leave this account on autopilot.

Full article: https://www.oreadwealth.com/blog/physician-457b-retirement-planning-guide

05/14/2026

Stop reactive scrambling every April! 🛑

The most successful business owners don't find "clever loopholes"—they engage in deliberate, coordinated tax planning year-round.

If you’re 5-10 years away from retirement, now is the time to explore tools like Defined Benefit Plans or Section 179 deductions to accelerate your savings and lower your taxable income.

Check out our 9-step checklist to ensure your business and personal finances are working in harmony.



https://www.oreadwealth.com/blog/tax-strategies-business-owners-before-retirement

05/09/2026

When it comes to planning for retirement, there are a few different assets or items that often just don't make sense to sell.

Senior Wealth Advisor Scott Sturgeon recently spoke with MSN on the various things that Baby Boomers should avoid selling in retirement.

If you're between the ages of 57 and 75, you might be thinking about retirement or already living a retirement life. You might even consider selling off some of your assets to add to your cash pot....

05/07/2026

Between the brunch and the flowers this Sunday, there is a conversation most of us keep pushing to next year.

It is not about how much money mom has saved. It is about whether you would know where to look, who to call, or what she would actually want if something happened tomorrow.

Wrote this week's newsletter on how to bring it up without making it weird. Four simple questions, none of them about dollar amounts. Hope it lands at the right time for someone.
- https://mailchi.mp/oreadwealth.com/mothers-day-money-talks

04/25/2026

Not all financial advisors are held to the same standard.

If you're looking for one in the Kansas City area, here's a guide on what to look for, what to avoid, & the questions worth asking before you hire anyone.

🔗 https://www.oreadwealth.com/blog/how-to-choose-fee-only-financial-advisor-kansas-city