12/31/2025
🚨 REFUND ADVANCES 🚨
Let’s clear this up because the misinformation is LOUD and WRONG‼️
When a refund advance is selected and the return is transmitted, the tax return is ALREADY FILED through the software.
📌 Key Facts:
• A refund advance is not a placeholder
• The return is locked once transmitted
• The preparer cannot edit, pull back, or “hold” the return
• The bank product is attached at transmission
• When the IRS opens, the return is automatically pulled into the IRS system
💡 The lender only decides whether to approve or deny the advance they do not control whether the return is filed.
⚠️ This is why filing with estimated paystubs or missing W-2s is risky. If IRS wage data doesn’t match, delays and amendments are inevitable.
👉🏾Advance = Filed Return.
Not opinion. Not preference. That’s how the software and bank products work.
