Benefits USA

07/20/2025

08/23/2023

First one is today and the other is two years ago

05/10/2022

https://kampconsultingblog.com/2022/05/10/it-is-only-1-2-the-story/

By: Russ Kamp, Managing Director, Ryan ALM, Inc. There appears in today’s WSJ an article titled, “Pensions’ Bad Year Poised to Get Worse”. The writer of the article, Heather…

03/30/2022

some good history here

By: Russ Kamp, Managing Director, Ryan ALM, Inc. The inflationary environment and the impact of Federal Reserve tightening are combining to create a challenging environment for traditional fixed in…

02/26/2022

https://twitter.com/investing_in_ed/status/1497316881434349570?t=tf2pkGMBR2H5YOTC3JGfoQ&s=19

“DB plans are worth every penny, and are cost efficient in ways that DC accounts are not. https://t.co/a14CVJoo2G”

02/25/2022

https://twitter.com/NCPERS/status/1496622404264730628?t=3Kf27sObLqqDy9mlVXEp0Q&s=19

“Defined benefit pensions continue to offer significant economic efficiencies that individual defined contribution accounts can’t replicate, according to new study by Read about the latest report on the NCPERS blog- https://t.co/N2kaFy2arU https://t.co/r6argktnuh”

02/18/2022

Among the 200 largest retirement plans, DC assets rose 17.6% to $3.31 trillion on the backs of roaring markets and participant inertia.

02/07/2022

https://twitter.com/NCPERS/status/1490735123142172674?s=20&t=Fz-6yFEDshtdDmItLRU0Jg

““Trustees take their fiduciary responsibilities seriously & have pursued cost savings & adopted more conservative assumptions at a time when many market segments have exceeded performance expectations,” https://t.co/D9cQ8Z1h1H”

12/01/2021

Something is not right here the employees pay their share but government does not. Somebody. Somebody should be held accountable

Public employees are now paying more in exchange for worse benefits than their predecessors in Colorado. Here's how lawmakers are responding.

09/12/2021

https://www-forbes-com.cdn.ampproject.org/c/s/www.forbes.com/sites/ashleaebeling/2021/09/10/iras-for-all-mandatory-retirement-accounts-part-of-35-trillion-budget-plan/amp/

Do Americans need a nudge from their employers—and a handout from Washington—to get them to save for retirement?

04/05/2020

I want to assure you all that at Benefits USA we are ever mindful of the needs of our clients, beneficiaries, vendors, and all who we come into contact on a regular basis. We all need to stay safe from this virus. Our staff has provided wipes and hand sanitizer for those that come in to work on a part time basis. This is also available to those that visit our office. The office manager, Ms. Lodge, spearheads our safety first policy in the office, as well as our vendors and members that visit us at the office. Some of us are working remotely when we can and other Administrators rotate in and out of the office on an as needed basis to try and stay in compliance as much as we can. The office is continuing to be in contact with our clients performing virtual meetings as needed, as members continue to retire on their schedule. Vendors need to be paid, and members need assurance that their pensions will be there for them in their time of need. If there was ever a perfect storm to assure members that their defined benefit pension is there for them, this is it. Members are assured the pensions they retired with will be there in their time of need, providing them with a source of income and dignity during their retirement. Everyone please stay strong and safe and we will get through this mess.

12/30/2019

Good read for those with IRA accounts

If you have spent any time researching retirement planning online, you have heard of the 4% rule. If you haven’t heard of it, the 4% rule suggests that if yo...