ABU Group

ABU Group ABU Group | Wealth Management Team in Las Vegas Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, member FINRA/SIPC. Adam Udy Group and Cambridge are not affiliated. Content provided via links to third party sites should not be considered an endorsement of content, which we cannot verify completeness or accuracy of.

06/17/2026

Why can some people have everything and still never feel content? It is not about money. It is about how your brain is wired. 🧠

Hear from Kim Rowley, LMFT-I on why contentment feels so out of reach for so many people.

Your nervous system is designed to keep scanning for what could go wrong. That same dopamine system that once helped us survive is now hijacked by social media, constantly telling us we need more, that something is missing, that we are not quite there yet.

But there is a way to work with your brain instead of against it. Gratitude.

Here is the part most people miss. Making a gratitude list helps, but it is not the most powerful version.

The real shift happens when you remember a time someone expressed gratitude TO you. Recall a moment someone told you how thankful they were for you, and really feel that emotion again.

Your brain holds onto that feeling much faster than a list ever could.

Save this and try it today. 👇

Gratitude

06/16/2026

Even doctors and attorneys feel completely overwhelmed when Medicare decisions come around. You are not alone in this. 🩺

Hear from Javier Sanchez, CPCU, about the biggest source of confusion people face when approaching Medicare.

The number one misconception? People think Medicare will cover all of their healthcare needs. It will not.

There are real out of pocket exposures that come with Medicare, including:

👉 Deductibles

👉 Premiums

👉 Copayments

👉 Coinsurance

Understanding what Medicare actually covers, and what it does not, is the first step to making sure you are not caught off guard later.

That gap is exactly where the right planning makes all the difference. 💡

Save this if you or someone you love is approaching 65. 👇

06/15/2026

Price is only half the story. 📈

A stock up 3% with a 4% dividend is not a 3% return. It is a 7% total return.

Dividends make up roughly 40% of long-term market returns. Stop ignoring them.

Total return is the whole picture.

06/13/2026

The IRS does not just let you set up a captive and fund it however you want. There are rules. 📋

The IRS tells captive owners to act like a real insurance company. That means using actuaries or an established methodology to determine how much you fund, not just moving as much money in as possible.

And yet some groups out there are letting business owners put away half their revenue into a captive. That is not a captive strategy. That is a tax shelter, and the IRS notices.

Here is what responsible captive management actually looks like:

👉 Show restraint in how much you fund based on real risk
👉 Revisit your funding levels regularly
👉 If you have funded for 5 or 6 years with zero claims, it may be time to slow down
👉 Ask honestly: are we overfunding for the risks we are actually underwriting?

The goal is a legitimate, long-term strategy. Not a red flag.

Save this if you are exploring captive insurance or already have one. 👇

06/12/2026

Still think estate planning is only for rich people? Let’s clear that up. 👀

It does not have to be complicated. It does not have to cost a fortune. And it is not something you set up after something bad has already happened.

That last one is the one that catches people off guard. If you wait until you’re being sued or an accident has already happened, there is not much anyone can do for you at that point.

The time to plan is before life gets messy. That is when it actually holds its value.

Hear from Taylor Morris, Esq. on the most common estate planning myths and what to do instead. 🙏

06/10/2026

One of the simplest and most powerful tools in investing? The ETF. 📊

ETF stands for Exchange Traded Fund. Think of it like a basket.

Instead of buying one stock, you’re buying a collection of investments all at once. Hundreds of stocks, bonds, or even entire sectors, are traded just like a single stock anytime the market is open.

In one move, you get:

👉 Diversification

👉 Simplicity

👉 Lower costs

Sometimes the smartest investment isn’t picking one winner. It’s owning the entire field. 🏆

Save this for anyone just getting started with investing. 👇

06/08/2026

If money has been a sore spot in your relationship for years, here’s how to bring it back up without it turning into a fight. 👀

Skip the accusations. Lead with the feeling.

Instead of “you’re being irresponsible with money,” try “when this happens, it takes me back to being a little kid and feeling scared we wouldn’t have enough.”

That kind of vulnerability changes the entire conversation.

Because most of the time, our money triggers aren’t really about our partner. They’re about what we saw growing up.

That changes things. 🙏

06/07/2026

If you’re a business owner exploring captive insurance, these are the questions you should be asking before signing anything. 📋

Most people focus on cost. But cost is just the beginning.

👉 Do you think a captive makes sense for my business?

👉 What are the all-in costs? (Some administrators look cheap upfront and bill you for everything later)

👉 Can you provide references and real business owner success stories?

👉 How long have you been doing this?

👉 What is the size of your risk-sharing pools?

👉 What do your claims look like?

👉 Can I see examples of actual policies?

And most importantly: ask EVERY question. No matter how small.

Rushing into a captive without fully understanding it can have serious tax consequences. The right partner will welcome your questions, not rush past them.

Find someone who educates you, not someone who sells you. 💡

Save this for your next conversation with an advisor. 👇

06/06/2026

Having too much cash is also a financial mistake. 👀

The rule of thumb is 3 to 6 months of living expenses in liquid savings. That’s your emergency fund. It’s not an investment. It’s not insurance. It’s a safety net.

But holding 2, 3, even 5 years of expenses in cash? That money isn’t sitting safe. It’s losing purchasing power every single year.

Ask yourself two questions:
👉 What am I actually protecting against?
👉 How much do I really need for that specific risk?

Everything above that number has a cost. It’s not free to feel safe. 💡

Save this & send it to someone who keeps way too much in their savings account. 👇

06/03/2026

Estate planning isn’t just for the wealthy. It’s for everyone. 📋

Most people think it stops at one question: who gets my money when I die?

But hear from Taylor Morris, Esq. on why the real conversation goes so much deeper than that.

What happens if YOU become incapacitated? 👉 Who speaks for you? 👉 Who pays your bills? 👉 Who makes sure YOU are taken care of?

It doesn’t matter the size of your estate. What matters is that the RIGHT people are in place, no matter what life throws at you.

That’s the peace of mind estate planning actually gives you. 🕊️

Save this video and click the link in our bio to schedule a conversation today! 🔗

Address

4775 W Teco Avenue, Ste 255
Las Vegas, NV
89118

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17028477448

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