Shanelle A. Sermeño - Health Insurance Broker, Notary & Income Tax Services

10/09/2026

GET READY FOR OPEN ENROLLMENT!

📢 Looking for affordable health insurance for 2027? Let me help you explore your options with Ambetter Health! 🩷

💳 Earn up to $500 in My Health Pays® rewards! Complete eligible healthy activities and earn rewards! Rewards and eligibility vary by plan.

📅 Open Enrollment begins November 1st!

✅ Explore affordable coverage options

✅ Check if you qualify for financial assistance

✅ Get help with enrollment

📲 Shanelle A. Sermeño
Licensed Insurance Agent

📞 956-236-2429

📍 2719 N. Meadow Ave., Suite 1
Laredo, TX 78040

Your health matters! Let me help you find coverage that fits your needs and budget!

10/09/2026

Have a chronic condition? Let's talk about SSBCI! 💗

Did you know that some Medicare Advantage plans may offer additional benefits for individuals with certain chronic conditions? 🩺✨

💡 SSBCI stands for Special Supplemental Benefits for the Chronically Ill.

But here's something important! 👀

✅ Having a chronic condition does NOT automatically mean you qualify.

✅ Eligibility requirements and available benefits vary by plan.

✅ Your plan determines whether you meet the requirements.

💕 Not sure what benefits your Medicare plan offers? I'd be happy to help you review your options!

📲 Shanelle Sermeño
📞 956-236-2429
📍 2719 N. Meadow Ave, Suite 1
Laredo, TX 78040

10/08/2026

Need a Notary Public in Laredo? ✍️📄
Professional and convenient notary services available for a variety of documents, including affidavits, powers of attorney, vehicle documents, travel consent forms, leases and more.
📲 Shanelle Sermeño
📞 956-236-2429
📍 2719 N. Meadow Ave., Suite 1
Laredo, TX 78040
Call or message me to schedule your appointment. 💗
Notary services are not legal advice. A notary public cannot provide legal advice or prepare legal documents unless otherwise authorized by law.

10/08/2026

Did you know your Medicare Advantage plan may include an OTC benefit? 💊🩹
Depending on your specific plan, your OTC allowance may help cover approved items such as vitamins, pain relievers, cold medicine, first-aid supplies, and more.
Benefits, eligible items, allowance amounts, and how you use the benefit vary by plan, so always check your plan details. 💙
📞 Shanelle A. Sermeño | Licensed Insurance Agent
956-236-2429
📍 2719 N. Meadow Ave., Suite 1
Laredo, TX 78040

10/07/2026

Join the giveaway it’s free to enter just follow both my Instagram and TikTok and you must be following my page already ☺️

GIVEAWAY TIME! 🍩✨
Want a chance to win a box of Krispy Kreme glazed donuts? 😍🍩
It’s super easy to enter:
1️⃣ Follow my TikTok:
2️⃣ Follow my Instagram: .a.sermeno
3️⃣ Comment DONE on this post! 💕
That’s it! 🥰 Good luck everyone! 🍩✨
📅 Winner will be announced October 23!
Thank you all for supporting my small business! 💗

10/07/2026

We now have a WEBSITE! 🩷

https://incometaxandhealthsolutions.com/?shem=aimgspe,

You can learn more about our services and book your appointment online! ☺️

📌 Please note: The website features another agent’s information and booking section first. If you’re looking to book an appointment with ME, make sure you scroll ALL the way to the bottom of the page to find my information and booking section. 🩷

Thank you so much for your continued support! 🥰✨

10/07/2026

Copay vs. Coinsurance — do you know the difference? 👀

A copay = a set dollar amount 💵
A coinsurance = a percentage of the cost 📊

These terms can be confusing when choosing or using health insurance, so save this post for later! 📌

Have questions about your health insurance options? I’m here to help! 💕

📲 956-236-2429
📍 Laredo, TX

10/06/2026

Your Medicare benefits can change from year to year — make sure you know what to expect for 2027!
I’m Shanelle Sermeño, your local Licensed Insurance Agent in Laredo. I can help you review your current Medicare coverage, understand your 2027 benefits and costs, and compare available Medicare options based on your individual needs.
📞 956-236-2429
📍 2719 N. Meadow Ave., Suite 1, Laredo, TX 78040
Have questions about your Medicare coverage for 2027? Give me a call to schedule your personalized plan review.

We do not offer every plan available in your area. Currently we represent multiple organizations which offer a variety of products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

10/06/2026

Insurance Word of the Day: DEDUCTIBLE!

Have you ever wondered what a deductible actually means? 🤔
A deductible is the amount you may have to pay before your insurance begins paying its share. But remember not every service necessarily applies to your deductible, so it’s always important to check the details of your specific plan.
✨Understanding your insurance can help you feel more confident about your coverage and your costs!
Insurance doesn’t have to be confusing! I’m here to help explain it in simple terms.
📲 Shanelle Sermeno
Licensed Insurance Agent | Tax Professional | Notary Public
📞 956-236-2429
📍 Laredo, TX
🗣️ Hablamos Español

10/05/2026

💰 What is MOOP, and why does it matter?
MOOP stands for Maximum Out-of-Pocket — an important number to know when reviewing a Medicare Advantage plan. It limits how much you pay out of pocket for covered Part A and Part B services during the year.
📌 Remember: MOOP amounts can vary by plan, so don’t forget to check yours!
Have Medicare questions? I’m here to help you understand your options.
📞 Shanelle Sermeno
Licensed Insurance Agent
956-236-2429
📍 2719 N Meadow Ave, Suite 1, Laredo, TX