Ryan P Dugan, Financial Planner

03/12/2026

Elevated volatility returned last week as investors navigated a sharp energy-price shock tied to the U.S.–Iran conflict alongside a weaker-than-expected U.S. labor report. Crude oil prices surged to roughly $90 per barrel by week’s end, reigniting near-term inflation concerns and contributing to...

03/11/2026

"Buy to the sound of cannons, sell to the sound of trumpets".

The philosophy I knew but hadn't heard it said like that before. Will that hold true again?

This is war, ladies and gentlemen, and war is both horrific and unpredictable. And yet, it is our job and hope to understand, and help guide through, what is happening, what could happen, and how to navigate such uncertainty.

09/29/2025

The Federal Reserve cut its benchmark interest rate Wednesday for the first time in nine months. Since the last cut, progress on inflation has slowed while the labor market has cooled. That means Americans are dealing with both high prices and a challenging job market.

06/10/2025

Reacting to news is one of the fastest ways to sabotage your portfolio.

06/05/2025

The Fed is coping with tremendous changes in policy, plus swings back and forth on tariffs. Many are anticipating no interest rate changes this year.

06/04/2025

The Health Savings Account (HSA) may be the most underrated financial savings vehicle out there. Let’s discuss how you can use them to your advantage.

12/09/2024

12/09/2024

Yesterday our team spent the afternoon volunteering at the Greater Lansing Food Bank.

There's no better way to strengthen a team than by working together to make a positive impact and give back to our local community, especially as we kick off the holiday season.

03/20/2024

The truth is, having a plan makes sense during ALL of life’s stages. Let’s connect.

02/21/2024

From graduation to weddings, parenthood to home ownership - life is filled with moments that impact our financial journeys. No matter where you are in your journey, I can help.

02/14/2024

Financial wellness is a lifelong journey, and I can help you move forward. Get in touch with me today.