Our firm excels at providing excellent service on a personal level. We take time to educate our clients about their investment options, helping them to make an informed decision. As an independent agency, we are not restricted to proprietary in-house products, allowing us to offer the most suitable and competitive investment products available. Our agents are licensed to operate as both fee-based
advisers and commission-based brokers, depending on the needs of each client. Our office assists clients through each stage of investing from wealth accumulation to durable and predictable retirement income. We utilize multiple strategies including:
Low cost buy-and-hold
Active investment management
Lifetime income annuities & guaranteed accounts
Tax-efficient investments
Timothy Hayes (CA Insurance Lic. 0287056) is an Registered Principal offering securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Advisor. Timothy Hayes Financial & Insurance Services, Inc. and Independent Financial Group are unaffiliated entities. The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyper/inks are provided as a courtesy and should not be deemed an endorsement. When you link to a third party website you are leaving our site and assume total responsibility for your use or activity on the third party sites. www.finra.org, www.sipc.org, https://brokercheck.finra.org/
