J & J Wealth Advisors

07/14/2026

Whether you are already retired or just starting to prepare, take a look at your home. Is rightsizing the right decision?

What does your home really cost?

07/11/2026

Please help me in welcoming Lorrie Wright to the J & J Wealth Advisors Team 💙

Lorrie brings more than 20 years of administrative and client service experience to her role. Known for her positive attitude, attention to detail, and dedication to helping others, she takes pride in creating a seamless experience for both clients and team members.

With a strong background in administrative support, Lorrie excels at managing schedules, coordinating meetings and travel arrangements, maintaining confidential information, and ensuring daily operations run efficiently. Her proactive approach, organizational skills, and ability to build meaningful relationships make her a valuable resource for clients and colleagues alike.

Lorrie is highly proficient in Microsoft Office and enjoys learning new technology and systems that enhance efficiency and productivity. She believes exceptional client service begins with genuine care, clear communication, and making every client feel valued and supported.

At J & J Wealth Advisors, Lorrie is committed to helping create a welcoming and professional environment where clients feel comfortable, informed, and confident throughout their experience with the firm.

When she’s not at work, Lorrie enjoys spending time in the kitchen, where her passion for cooking allows her to share her creativity and love for bringing people together through great food.

“Your customer service guru with a smile.” 😊

07/04/2026

We could not be more proud to live in this country 🇺🇸 Have a happy and safe 4th of July Weekend!

06/24/2026

If you live to 95, will your money?

If you're too aggressive, will you come up short? Too conservative, and you leave quality of life on the table.

Also, will the life you are living at 70 change as you age? Have you considered how changing withdrawal rates can affect everything from estate management strategies to retirement strategies?



Disclosure: The portfolio is composed of 50 percent stocks, 40 percent bonds, and 10 percent Treasury bills. It is assumed that a person withdraws a hypothetical percentage each year. Historical returns based on the period January 1, 2001, to December 31, 2025. Stocks are represented by the Standard & Poor's 500, which is an unmanaged group of securities & considered to be representative of the US stock market. Bonds are represented by the five-year U.S. government bond and Treasury bills by the 30-day U.S. Treasury bill. An investment cannot be made directly in an index. Past performance is no guarantee of future results.

06/21/2026

Dads wear a lot of hats: teacher, fixer, coach, protector, and even, sometimes, dance partners.

Today, we're celebrating the dads who work hard for their families' health, happiness, and security.

Here's to early mornings, life lessons, and long-term thinking that keeps families moving forward.

Happy Father's Day to all the incredible dads out there. 🎓🔧🙏

06/19/2026

The cost of raising a child in the U.S. continues to rise, reaching a new milestone in recent estimates.

A new analysis puts the total cost at approximately $303,000 through age 18, or about $16,800 per year on average.

These figures include everyday expenses like housing, food, and childcare, but do not account for college costs, which can add significantly more over time.

Costs can also vary widely depending on location. Some states saw notable increases, while others experienced slower growth in certain child-related expenses.

While the overall total has increased, some categories, such as early childcare, have shown signs of stabilizing in recent data.

As costs evolve, these trends offer a broader view of how family-related expenses are changing.


Source:

Raising a child through age 18 is most expensive in Hawaii, where a family would spend an estimated $412,661 in 2026, LendingTree found.

06/18/2026

A common online security tool is now being used in a new type of scam.

Cybercriminals are increasingly using fake CAPTCHA prompts — the familiar “I’m not a robot” checks — to trick users into taking actions that can compromise their devices.

Instead of a simple verification, these prompts may ask users to click “Allow,” enable notifications, or follow additional steps that can lead to persistent pop-ups, phishing attempts, or unwanted software.

These scams often appear through ads, suspicious links, or redirected web pages, making them harder to spot at first glance.

Security experts note that legitimate CAPTCHA tests do not require enabling notifications, downloading files, or entering system commands — making those requests a potential red flag.

As these tactics evolve, staying cautious when interacting with unexpected prompts can help reduce exposure to online threats.


Source:

Cybercriminals are increasingly using fake CAPTCHA prompts to trick users into enabling malware and scam notifications Security experts warn the ta

06/17/2026

One of the most overlooked questions in building a retirement strategy isn't "How much do I have?" It's "When do I need it?"

That's exactly what a bucket strategy does. It matches your assets to your timeline, so every dollar is working as hard as it can for as long as it can.

Do your buckets match your time horizon?

06/16/2026

Have you ever heard of the bucket strategy? With this approach, you segment your retirement expenses into three buckets, attempting to match income sources to essential expenses.