Sterling Accounting & Tax Services, Ltd.

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03/03/2026

Teaching my daughter about payroll withholding

She did chores all week so I owe her $10

I hand her $7

> this isn't $10

"right, I withheld the rest"

> what does that mean

"I kept $3 of your money"

> but it's my money

"It was your money"

> what are you even doing with it?

"Funding household infrastructure"

> what

"The roof over your head. The hallway you walk through to get to the bathroom. The door locks that keep strangers out"

> you're charging me for the hallway

"I'm charging you for access to the hallway. The hallway itself was a capital expenditure"

> you're my dad. you're supposed to---

"I'm also your government"

> what if I don't want to pay for the hallway

"Then I can't guarantee the hallway"

> it's a hallway. It's already there

"For now"

She asks what else the $3 covers

"Meals, dispute resolution, nightlight maintenance"

> dispute resolution?

"When your brother takes your toys and I make him give them back. That's taxpayer funded"

> that's just parenting

"That's the Department of Justice"

> what about meals. You already feed me

"That's a social program. Not everyone qualifies"

> I'm your daughter

"Which is why you're currently enrolled"

She wants to see where the money goes

I tell her that would require a FOIA request

> what's that

"A form asking me to show you what I do with your money. Processing time is 6 to 8 weeks"

> 6 weeks to see where my $3 went?

"Could be longer. We're understaffed"

> there's two of you

She asks how she gets any of it back

"It's already spent"

> you spent my money already?

"We had a budget shortfall"

> you just took it 20 seconds ago

"And the deficit existed 30 seconds ago. The timing worked out"

> so I'm not getting it back

"I didn't say that. You might qualify for a refund"

> of my own money

"Correct. You just have to fill out a form telling me how much you made"

> you know how much I made. You paid me

"Right but I need you to tell me how much I paid you"

> so you already know the answer

"The point is compliance"

She asks what happens if she gets the number wrong

"Penalty"

> from the money I don't have because you already spent it?

"We could set up a payment plan"

> I'm 8

"Monthly installments. Very manageable"

> you're going to penalize me for getting wrong a number you already know and then make me pay you back with money you took from me

"Now you're getting it"

> I want to talk to mom

"Mom's not a qualified representative. She can't help you here"

She stormed off to her room saying how this is extortion

Slammed the door

That's my little citizen

I've never been more proud

Credi: Roger Ledbetter

01/02/2026
09/07/2025

Important IRS Update: No More Paper Checks After September 30, 2025

The move is based on a March 2025 executive order that mandates a shift to electronic payments for all federal transactions, including tax payments and refunds.

That means your 3rd quarter estimated tax payment (due September 15, 2025) will be your last chance to pay with a check. After that, all payments must be made electronically.

✅ To prepare, I recommend setting up an ID.me account on IRS.gov so you can securely track and manage your payments going forward. Link below 👇

https://sa.www4.irs.gov/sso/?resumePath=%2Fas%2FzTvvqTPf09%2Fresume%2Fas%2Fauthorization.ping&allowInteraction=true&reauth=false&connectionId=SADIPACLIENT&REF=110182D85E259BC7232F880FD1EC33E62C12D56EC65AE50D2F32000000D8&vnd_pi_requested_resource=https%3A%2F%2Fsa.www4.irs.gov%2Fola%2F&vnd_pi_application_name=OLA

Address

La Grange, IL
60525

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