Haas Financial Group

06/10/2026

The biggest mistake retirees make with downsizing?

Assuming it's purely a financial decision.

The best downsizing decisions begin with a simple question:

"What kind of life do I want to live next?"

In this episode, Adam and Ben explore why retirement housing decisions should balance lifestyle, family goals, finances, and future care needs.

Listen now wherever you get your podcasts.

Watch the full episode on YouTube: https://www.youtube.com/watch?v=YgXr8ELX7PQ

06/09/2026

Is downsizing really the financial win everyone says it is?

Not always.

Many retirees discover that moving to a smaller home or retirement community doesn't necessarily lower their overall costs. What matters most is finding a solution that supports the lifestyle you want while maintaining financial flexibility.

In this episode, we discuss:
• The hidden costs of downsizing
• Why planning ahead matters
• How to evaluate housing decisions in retirement
• Common mistakes retirees make when selling their homes

Listen now and subscribe for more retirement planning conversations.

Watch on YouTube: https://www.youtube.com/watch?v=YgXr8ELX7PQ

06/04/2026

Many retirees assume downsizing the family home will automatically improve their financial situation.

But the reality is often more complicated.

From rising housing costs and moving expenses to emotional attachments and future care considerations, downsizing can create challenges that many families don't anticipate.

In this episode of A/B Conversations, Adam Werner and Ben Haas discuss the hidden challenges of downsizing in retirement and why proactive planning can help you make better decisions before you're forced to make them.

Listen now and subscribe for more retirement planning insights. Watch the full video on YouTube https://www.youtube.com/watch?v=YgXr8ELX7PQ

04/29/2026

Does the idea of updating your estate plan or reviewing your insurance feel overwhelming? You aren’t alone. We find that most clients don't fail due to bad advice—they fail because the project feels too big to start. If you’re feeling paralyzed, stop looking at the whole project. Ask yourself: "What is one, small, 5-minute 'micro-action' I can take today?"

Schedule that call with the attorney.
Review your beneficiaries.
Set a calendar reminder for a "financial check-in."

Progress over perfection, every time. Listen to our latest episode for more on breaking the cycle of inaction.

https://www.youtube.com/watch?v=jSTw89bUkzY

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1 like. "Ep #158 - The Cost of Waiting: Why Doing Nothing Is Still a Decision"

04/26/2026

We often think of financial planning as a series of "To-Dos." But when we delay? We tell ourselves it’s a "neutral" choice—that we’re just waiting for a better time. In our latest episode of AB Conversations, we pull back the curtain on why "doing nothing" is actually one of the biggest risks to your long-term plan. From decision fatigue to the fear of making the "wrong" choice, we break down why we get stuck and how to build momentum again.

https://www.youtube.com/watch?v=jSTw89bUkzY

1 like. "Ep #158 - The Cost of Waiting: Why Doing Nothing Is Still a Decision"

03/13/2026

Many families assume their estate plan will work the way they intend. But in blended families, simple assumptions can lead to unintended outcomes, including disinheriting children or creating financial challenges for a surviving spouse. In this episode, we explain why clarity and intentional planning are essential when multiple families come together.

https://www.haasfinancialgroup.com/podcast/ep-156-second-marriages-adult-children-and-thoughtful-estate-planning

03/12/2026

Estate planning becomes more complex when blended families are involved. Multiple children, separate assets, and new relationships can create situations where intentions are misunderstood, or assets are distributed differently than expected.

In this episode of A/B Conversations, we discuss how thoughtful planning and clear documentation can help families avoid unnecessary conflict. Listen to the full episode to learn how proactive estate planning can protect both spouses and the next generation.

https://www.haasfinancialgroup.com/podcast/ep-156-second-marriages-adult-children-and-thoughtful-estate-planning

02/12/2026

You’ve spent a lifetime building wealth. Now, how do you actually use it? 💼

For many successful individuals, wealth isn’t just numbers in a brokerage account. It’s a business, a family farm, rental properties, or even a collection of art. While these are high-value assets, they share one common challenge: they aren’t liquid.

In the latest episode of A/B Conversations, we dive into the "illiquidity trap." We discuss the transition from building a net worth to creating a sustainable retirement paycheck, including:

✅ Navigating the valuation gap when selling a business.

✅ Proactive tax strategies to minimize the "windfall" hit.

✅ Managing the emotional hurdle of letting go of something you built.

Don’t wait until the day you want to retire to start the planning. Listen to the full episode now: https://www.haasfinancialgroup.com/podcast

01/29/2026

Sometimes the most expensive financial decisions are the ones made in moments of fear or excitement.

This episode breaks down the behavioral biases that influence investors more than they realize, and how to stay focused on long-term success.

Listen now to strengthen the mindset behind your money.

01/16/2026

Dive into the intricacies of estate planning with our latest episode of A/B Conversations! 🏠📜 Learn why an estate plan is your "living document" and the common pitfalls that can silently undermine your financial legacy. Tune in now and explore why regular reviews are your best ally!