Caleb Clark, Financial Adviser

06/18/2026

Nearly 6% of home listings were pulled off the market in April! 🏠

That's the highest rate since March 2020. Higher mortgage rates, softer demand, and longer timelines are all pushing sellers to the sidelines. Some would rather wait than accept a lower offer. Meanwhile, buyers in many markets have more negotiating power than they've had in years. 🤝

Get the details and what it means — check out the full story below:

Source: https://www.cnbc.com/2026/06/03/sellers-delisting-homes-redfin.html

06/15/2026

Auto debt in the U.S. reached $1.68 trillion at the end of 2025 — a 37% increase since 2018! ⚠️

The average monthly car payment has climbed from roughly $506 to over $680, and $1,000/month payments are increasingly common for new vehicle purchases. For many households, higher transportation costs are quietly crowding out other financial priorities — savings, emergency funds, and everyday expenses. Vehicle affordability is a financial planning conversation, not just a purchasing one. 🚗

If rising transportation costs are affecting your overall budget, we're here to help put the full picture in focus. Reach out to schedule a complimentary review.



Source: https://www.cnbc.com/2026/05/06/car-payments-squeeze-americans.html

06/05/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.

05/08/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.

05/04/2026

The force? Optional.

A tailored financial plan...not so much. 🚀

Happy May the 4th everyone!

04/28/2026

Gas up, confidence down—feeling it yet? ⛽

Higher energy costs are pushing prices up across the U.S., while the economy keeps growing—but more slowly. Even as confidence dips, many people are still spending, which is keeping things moving for now. 📊

What happens next could affect your wallet—from gas to groceries—depending on where inflation and energy prices go next. Want to know what this means for you? Read more:
https://www.cnbc.com/2026/04/15/here-are-all-the-ways-the-iran-war-has-affected-the-us-economy-so-far.html

04/10/2026

111 million Americans can’t pay off their credit cards—and it’s getting worse. 🚨

About 50% of U.S. credit card holders are carrying debt. That's a 17% increase versus five years earlier. With interest rates averaging 23.7%, one quarter of Americans say they have skipped meals and one third have delayed or skipped medical care! 💳

Get the details and what it means—check out the full story.
Source: https://www.cbsnews.com/news/record-share-americans-cant-pay-credit-card-bills/

04/07/2026

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the Nasdaq dropped 7.11%, and the Dow lost 3.58% — though six of eleven S&P 500 sectors still finished in the green, led by Energy's standout 37.91% gain. As the weather warms up and spring gets us outside, it turns out Americans are right there with you — over 181 million U.S. residents participated in outdoor recreation in 2024. Check out this month's by-the-numbers for more on the outdoor recreation economy.

Stocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors.