Caleb Clark, Financial Adviser

05/08/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.

05/04/2026

The force? Optional.

A tailored financial plan...not so much. 🚀

Happy May the 4th everyone!

04/28/2026

Gas up, confidence down—feeling it yet? ⛽

Higher energy costs are pushing prices up across the U.S., while the economy keeps growing—but more slowly. Even as confidence dips, many people are still spending, which is keeping things moving for now. 📊

What happens next could affect your wallet—from gas to groceries—depending on where inflation and energy prices go next. Want to know what this means for you? Read more:
https://www.cnbc.com/2026/04/15/here-are-all-the-ways-the-iran-war-has-affected-the-us-economy-so-far.html

04/10/2026

111 million Americans can’t pay off their credit cards—and it’s getting worse. 🚨

About 50% of U.S. credit card holders are carrying debt. That's a 17% increase versus five years earlier. With interest rates averaging 23.7%, one quarter of Americans say they have skipped meals and one third have delayed or skipped medical care! 💳

Get the details and what it means—check out the full story.
Source: https://www.cbsnews.com/news/record-share-americans-cant-pay-credit-card-bills/

04/07/2026

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the Nasdaq dropped 7.11%, and the Dow lost 3.58% — though six of eleven S&P 500 sectors still finished in the green, led by Energy's standout 37.91% gain. As the weather warms up and spring gets us outside, it turns out Americans are right there with you — over 181 million U.S. residents participated in outdoor recreation in 2024. Check out this month's by-the-numbers for more on the outdoor recreation economy.

Stocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors.

12/25/2025

Wishing you all a Christmas filled with joy, peace, and holiday cheer!🌟

11/27/2025

Sending you heartfelt Thanksgiving wishes full of warmth and gratitude! 🦃🍂

11/21/2025

Medicare costs are changing in 2026! 🚨

Starting in January, the Part B premium will increase from $185 to $202.90, a 9.7% increase! Part B deductible from $257 to $283, and the Part A inpatient deductible from $1,676 to $1,792. Keep these updates in mind as you plan for next year’s healthcare expenses. 💙

Want more details? Click the link to read the full breakdown: https://www.cnbc.com/2025/11/17/standard-medicare-part-b-premium-2026.html

11/18/2025

Super-charge your savings in 2026! 💵

For 2026, the IRS raised contribution limits:
• 401(k): $24,500 (up from $23,500).
• IRAs: $7,500 (up from $7,000).
• Catch-up: age 50+ can add $8,000 (age 60-63: $11,250).
• IRA catch-up (age 50+): $1,100 (up from $1,000).

Want to make the most of these new limits? Click the link to get the full details and head to my website to schedule your complimentary 2026 strategy session today—your future self will thank you!
https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500