Kim Spencer, CFP(r)

Kim Spencer, CFP(r) Take the to Financial Independence! My approach may be different from many planners. I plan to be working with them for many years to come.

I take a personal interest in my client's lives, and assist them in any area they wish. Aside from helping them establish, plan and invest for their life goals, I also work with their other partners; attorneys, tax professionals and insurance agents to ensure they have taken care of all aspects of their financial life.. Another area that's important to me is education; and to that end, I offer se

minars covering different aspects of finance, from senior scams to women and finance, both to my clients and to the community.I also teach Financial Planning for Divorce through UT's Non Credit Program. My clients become part of my family, and one of my greatest joys is working with multiple generations within the same families.

Wishing a wonderful Father's Day to all the dads, stepdads, granddads, and father figures out there. The ones who show u...
06/21/2026

Wishing a wonderful Father's Day to all the dads, stepdads, granddads, and father figures out there. The ones who show up, who guide, and who love well make all the difference. Hope your day is a good one. 💙

06/18/2026

"How much do I need for retirement?" It's the question I hear more than any other, and the truth is, the answer isn't one-size-fits-all. In this video, I'm breaking down how I help clients find their number. 💛

Watch now and let me know your biggest retirement question in the comments!

We're halfway through the year. How is your garden growing? 🌱It's a good time to check in on what's thriving and what mi...
06/16/2026

We're halfway through the year. How is your garden growing? 🌱

It's a good time to check in on what's thriving and what might need a little attention. Are you on track with your savings goals? Has anything changed, a job, a move, a family shift, that affects your plan? Have you checked your beneficiaries lately?

There's still enough runway to make meaningful adjustments before December. If you'd like a mid-year check-in, I'd love to help. 💛

👉 yourplacetoflourish.com

This week's Ask Kim comes from a reader facing something no one plans for. Her husband has been diagnosed with a chronic...
06/12/2026

This week's Ask Kim comes from a reader facing something no one plans for. Her husband has been diagnosed with a chronic illness, and their financial picture has suddenly shifted at a stage in life when retirement should be coming into view.

The good news is that there is time to plan. Read my full response here: https://yourplacetoflourish.com/ask-kim-preparing-for-chronic-illness/ 💛

I came across an article that made my heart ache a little. About 40% of people in their 30s have no retirement savings. ...
06/10/2026

I came across an article that made my heart ache a little. About 40% of people in their 30s have no retirement savings. If that's you, I want you to know something: you're not failing. 💙

Life is expensive. Housing costs are crushing. Healthcare isn't affordable. Student loans are still there. When you're doing your best just to get through the month, retirement savings feels like a luxury you can't afford.

But here's what I want you to hear: it's not too late. Even just a small amount saved in your 30s can grow significantly by the time you're 65, thanks to time and interest.

You don't need to have it all figured out. You don't need a huge amount. You just need to take that first small step, and I promise it gets easier from there. 🌱

If you're feeling overwhelmed about where to start, that's exactly why I'm here. Let's build something realistic for your life right now.
Link to the article is in the first comment. 👇

yourplacetoflourish.com

06/04/2026

In my first short video, I'm sharing two things I wish more young people heard early: why student loans deserve a second thought, and how to use a credit card wisely without letting it use you. 💛

Drop your questions in the comments!

Summer is calling, and you deserve to answer. But before you book that trip, a little planning goes a long way.Build you...
06/02/2026

Summer is calling, and you deserve to answer. But before you book that trip, a little planning goes a long way.

Build your vacation into your budget before you build your itinerary. Know what you can spend without touching savings or carrying a balance home. That number is your real vacation budget.

Rest and fun are part of a life well lived. Plan for them the same way you plan for everything else that matters. If you'd like help making room for the things you enjoy, let's talk.

Visit me at yourplacetoflourish.com. 🌊☀️

This week's Ask Kim hits close to home for a lot of people. A reader recently lost their job, and they're wondering if c...
05/28/2026

This week's Ask Kim hits close to home for a lot of people.

A reader recently lost their job, and they're wondering if cashing out their 401(k) is the right move to buy themselves a little more breathing room.

It's a question worth thinking through carefully before making any moves.

Read the full post at yourplacetoflourish.com/ask-kim-navigating-job-loss/ 💛

Memorial Day holds a special place in my heart. I'm reminded today of the deep sacrifice behind this holiday and of the ...
05/25/2026

Memorial Day holds a special place in my heart. I'm reminded today of the deep sacrifice behind this holiday and of the families who carry that loss.

However you're spending the day, I hope you find a moment to remember those who gave everything for this country.

Q1 is in the books, and the market had plenty to say. 📊There's encouraging news, a few things worth watching, and some g...
05/21/2026

Q1 is in the books, and the market had plenty to say. 📊

There's encouraging news, a few things worth watching, and some good reminders about why staying the course matters.

I've put together our quarterly market update, and I think it's worth a few minutes of your time. If anything raises questions about your own plan, I'd love to talk.

Watch the full review here 👉 yourplacetoflourish.com/market-updates/

Address

Knoxville, TN
37701

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Kim Spencer, CFP(r) posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Kim Spencer, CFP(r):

Shortcuts

Share

Category