Tony Rich - Financial Advisor

04/02/2026

Quick thought during tax season…

A lot of clients end up acting as the go-between for their adviser and their CPA. I’ve been in this business since 2014, and I’ve kept coming back to the same thought:

There has to be a better way.

Forwarding emails.
Repeating information.
Trying to make sure nothing gets missed.

That’s not how it should work.

It’s actually what led to the research I just had published in the Journal of Financial Planning.

The main idea is simple:
Good people + good intentions isn’t enough.
Without structure, coordination falls apart… and the client feels it first.

Tax season just makes the pain obvious.

If you’ve ever felt like you’re the one holding everything together, I’d be curious to hear your experience.

04/01/2026

No state income tax by 2032?? Anyone else want a pay raise?

Does Missouri have Texas shaking in its boots?

Missouri became the first state to eliminate the state capital gains tax starting in 2025. There is also a proposal to phase out the state income tax, now waiting on Senate approval.

One of my favorite classes at WashU started with a simple question:
If you could build a tax system from scratch, what would you choose?

Missouri is weighing in!

If both of these changes stick, this is not small.

For a lot of people, this is the equivalent of a 4.7% pay raise.
More for anyone with meaningful cap gains.

This matters for:

Business owners planning an exit
Retirees taking distributions
Anyone sitting on appreciated assets

You are already paying federal taxes.
What your state does can change outcomes in a big way.

Too early to call it, but this is worth watching.

Where do you land?

Income tax, flat tax, or sales tax?

03/31/2026

You built it… so why leave it on the table?

Business owners don’t lose value because of a bad business…
they lose it in the exit.

We’re putting together a panel to walk through:
• What your business is really worth
• The biggest mistakes owners make when exiting
• How to actually keep more of what you’ve built (after taxes)

If you own a business, whether you’re just getting started, growing, or thinking about an exit someday, this is for you.

Drop “EXIT” below or shoot me a message and I’ll send you the details.

Space is limited. Smaller venue, so make sure you RSVP if you want a seat by 4/30/26

03/22/2026

Horse head or Popeye arm?

03/19/2026

The best investment I never made…
kenmore22

03/17/2026

Best time to read is the morning.

03/08/2026

Donut Sunday.

03/02/2026

Control what you can control..

02/22/2026

It’s not about timing the market. It’s about tending it.

02/14/2026

Sloth Mode on St. Valentine’s Day.

02/14/2026