Insurance Planning Solutions

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04/25/2026

Janet Salyer

04/25/2026

I'm sad. I ordered a medicine cabinet with mirror from Wayfair yesterday, and the price dropped today. $80 difference. The order "shipped" which wayfair counts when it's pulled from inventory. I cant cancel the order and I have to pay $35 to return it. So the medicine cabinet will be delivered on Monday and shipped back on Tuesday. I won't do business with a company like this. I thought the law says they have to offer the lower price in a 24 hr period.....but customer service says "no" they dont have to lower the price. I say, shame on them.
NO MORE SHOPPING AT WAYFAIR FOR ME!

01/03/2026

MEDICARE Open Enrollment, January 1 to March 31. If you have a Medicare Advantage plan, you can make one change during Open enrollment.

12/31/2025

Jim Bridger became an orphan at 13 in Missouri. By 18, he was a blacksmith's apprentice in St. Louis—his future looking ordinary, predictable, small.
Then he saw an advertisement in 1822. William Ashley needed men for a fur-trapping expedition to the Rocky Mountains. Bridger was just 18 when he signed up.
That single decision transformed him into one of America's greatest explorers.
He became a mountain man—one of the legendary fur trappers who ventured into the American West in the 1820s-1840s, when it was truly unknown frontier. Before settlers. Before maps. Before anyone knew what was out there.
Around 1824, young Bridger and fellow trappers followed the Bear River in present-day Utah to see where it led. He reached a massive body of water. He tasted it.
Salt. Intensely salty.
He thought he'd discovered the Pacific Ocean. He'd actually found the Great Salt Lake—a vast saltwater sea in the Utah desert. He was among the first Euro-Americans to witness it.
But his most extraordinary discovery came later.
In the late 1820s and early 1830s, Bridger explored the Yellowstone region—decades before it became America's first national park in 1872.
He returned with impossible stories: geysers erupting hundreds of feet into the sky. Boiling hot springs. Bubbling mud pots. Entire forests turned to stone.
People called him a liar. The stories were too fantastical, too absurd to be true.
But Bridger wasn't lying. He had seen Yellowstone's geothermal wonders—he just saw them before America was ready to believe such places could exist. His descriptions were accurate. The landscape was simply that extraordinary.
For two decades, he lived the mountain man life: trapping beaver, surviving brutal winters, navigating wilderness most Americans couldn't imagine. He learned multiple Native languages. He married into the Flathead tribe. His survival skills became legendary.
When the beaver fur trade collapsed in the early 1840s, Bridger recognized a new opportunity. Pioneers were beginning to travel west on what would become the Oregon Trail. They needed supplies, repairs, rest.
In 1843, he and partner Louis Vasquez established Fort Bridger in southwestern Wyoming. For a decade, it became a lifeline for thousands of emigrants crossing the frontier.
As the West opened up in the 1850s and 1860s, Bridger's expertise became invaluable. He guided military expeditions, railroad survey teams, wagon trains, and scientific parties. His knowledge of Western terrain, mountain passes, water sources, and Native cultures made him indispensable.
He continued guiding into his 60s, even as his body failed and his eyesight dimmed.
By the late 1860s, Bridger was nearly blind. Decades of harsh frontier life had destroyed his health. He retired to a farm near Kansas City, living with his daughter. He'd married three times—all to Native American women—and outlived all three wives.
On July 17, 1881, Jim Bridger died at age 77.
By then, America had largely forgotten him. The mountain men who first explored the West had been replaced by railroad men, settlers, soldiers. The wilderness Bridger knew was vanishing.
But what he accomplished is undeniable: From age 18 to his late 60s, he spent nearly 50 years exploring the American West.
He discovered the Great Salt Lake when most Americans had never heard of it. He explored Yellowstone before the country believed it existed. He founded Fort Bridger, which helped thousands survive their journey west. He guided expeditions that shaped Western development.
He went from orphaned 13-year-old to one of the most knowledgeable men in America about the vast Western frontier.
And he ended blind on a Missouri farm, far from the mountains he'd spent his life exploring.
But his name lives on—in Fort Bridger, still a historic site in Wyoming. In Bridger National Forest. In Bridger Pass. In countless Western histories.
The man who thought he'd reached the Pacific Ocean at 20 had actually discovered something even more remarkable: an entire landscape Americans didn't yet know they had.
Not bad for an orphaned blacksmith's apprentice who answered an advertisement at 18.

12/31/2025

Dr. Gladys West, a mathematician whose work in the 1970s revolutionized the development of GPS technology, is finally receiving the recognition she deserves. Born and raised on a farm in Sutherland, Virginia, Dr. West excelled academically, graduating as valedictorian of her high school in 1948. Her groundbreaking contributions to GPS came through her mathematical modeling of Earth’s shape, an essential breakthrough that allowed for the precise satellite positioning central to the system's accuracy. Although GPS was developed over decades by many engineers and scientists within the U.S. Department of Defense, Dr. West’s role was key to its success. For years, she was a "hidden figure," but today, her work is widely acknowledged as foundational to the modern GPS technology that billions of people rely on daily. Now 95 years old, Dr. West reflects on her trailblazing career in her memoir, It Began with a Dream, cementing her legacy in science and technology.

12/31/2025

Responding to an amicus brief from 130 Democrats supporting trans‑identified males in women’s sports, Franklin Graham warned that many in Washington “will sell their souls for power” and called believers to pray for the justices and vote for biblical platforms.

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