Fortivus Wealth Group

10/21/2026

Medicare premiums aren't always the same for everyone.
If your income exceeds certain thresholds, you may pay an additional surcharge known as IRMAA (Income Related Monthly Adjustment Amount).

In 2026, higher-income retirees could pay substantially more for Medicare Part B coverage than the standard premium.

These life events can affect your Medicare costs and planning opportunities:
- Retirement
- Selling a business
- Loss of income
- Death of a spouse

Understanding how Medicare fits into your overall retirement income plan is critical.

10/16/2026

Every generation approaches investing differently. While younger investors may be more comfortable embracing new opportunities, those closer to retirement often place greater emphasis on protecting the wealth they've built.

Michael S. Robustelli, ChFC®, CASL®, CLU®, Partner and CEO at Fortivus Wealth Group, recently spoke with MoneyLion about the differences between Gen Z and baby boomers when it comes to investment risk and what both generations can learn from each other.

One of his biggest takeaways is that calculated risk-taking, patience and a strong financial foundation all have a role in long-term financial success. Having a comprehensive plan can help investors pursue growth opportunities while remaining focused on their broader financial goals.

Read the full article here:

Gen Z embraces investment trends while boomers prioritize safety. An expert reveals which approach may build more long-term wealth.

10/12/2026

Many Americans continue working beyond age 65, but Medicare enrollment decisions can become more complex when employer coverage is involved.

Questions worth asking:
✅ Is your employer coverage considered creditable?
✅ Are you eligible to delay Part B without penalty?
✅ Are HSA contributions impacting your Medicare strategy?

Planning ahead can help you avoid penalties, enrollment delays, and coverage gaps later.

10/09/2026

Over 4 million Americans become Medicare-eligible each year, but many aren't aware that planning should begin before they turn 65.

Your Medicare Initial Enrollment Period begins 3 months before your birth month, giving you time to evaluate your options and avoid unnecessary stress. Whether you're retiring soon or still working, understanding your enrollment timeline can help you make more informed decisions about your healthcare and retirement strategy.

Understanding your Medicare timeline today can help you build a more confident and well-prepared retirement tomorrow.

10/06/2026

Our team is growing!

We're excited to welcome Amber Lantz to Fortivus Wealth Group as our Executive Assistant and Operations Associate.

Amber brings a strong commitment to organization, client service, and operational excellence, and we're thrilled to have her on board. We look forward to the positive impact she'll make as we continue serving our clients, strengthening our team, and growing together!

10/01/2026

We're excited to announce that Nick Duelfer has been promoted to Chief Investment Officer of Fortivus Wealth Group.

Over the past several years, Nick has served as Chair of our Investment Committee, helping lead portfolio construction, manager due diligence, investment research, and the continued evolution of the investment solutions we provide to clients.

As CIO, Nick will continue to oversee the firm's investment philosophy and portfolio management process while helping ensure that our decisions remain disciplined, research-driven, and focused on long-term client outcomes.

Nick holds the CFP®, ChFC®, CLU®, RICP®, and APMA® designations and has been instrumental in many of the investment enhancements implemented across our portfolios in recent years.

Perhaps most importantly, Nick brings a deep appreciation for the responsibility that comes with managing clients' wealth. Financial advising spans three generations of his family, with both his father and grandfather dedicating decades of their careers to helping families pursue their financial goals.

We're grateful for Nick's leadership and excited about the future of Fortivus Wealth Group under his continued guidance.

Please join us in congratulating Nick on this well-deserved promotion.

09/24/2026

Successful wealth transfer starts long before assets change hands.

The families that preserve wealth across generations focus on more than financial strategies. They prioritize education, communication, and preparing future decision-makers to navigate opportunities and responsibilities with confidence.

The real legacy is not just what you leave behind. It's how well you prepare the people who will carry it forward.

09/16/2026

Please join us in welcoming Henry Fish to the Fortivus Wealth Group team as our new Financial Planning Associate!

We are excited to have Henry on board and look forward to the contributions, dedication, and fresh perspective he brings to our clients and team. Welcome to Fortivus, Henry! We're glad you're here.

09/15/2026

Building wealth is only part of the legacy.

The real question is: if your family inherited significant wealth tomorrow, would they be prepared to manage it wisely?

Having trusted advisors, a clear plan, and the financial confidence to make sound decisions can make all the difference.

What steps are you taking today to prepare the next generation?

09/09/2026

When people think about legacy, they usually think about assets.
But the families that successfully preserve wealth across generations often pass down something even more valuable:
✅ Financial habits
✅ Decision-making skills
✅ Accountability
✅ Guidance
Money can be inherited overnight.
Financial wisdom takes years to develop.
The strongest legacies are built long before wealth changes hands.