What are the opening hours?

Monday 8am - 4:30pm Tuesday 8am - 4:30pm Wednesday 8am - 4:30pm Thursday 8am - 4:30pm Friday 8am - 4:30pm

Birch Financial Group

Home
United States
Keene, NH
Birch Financial Group

Directions Website

Life is always a balance of priorities and considerations. The MagnaFORMula is our proprietary process

Birch Financial Group specializes in full-service financial planning for busy professionals in New Hampshire and beyond. Our personalized strategies are designed to evolve with you, providing down-to-earth advice and clear financial guidance. Whether you're planning for retirement, real estate, or education funding, we create custom solutions aligned with your entire life's goals. Let us handle the details, so you can focus on what matters most to you.

10/23/2026

A complete estate plan and a prepared family are two different things.

New on the blog:

- What to confirm with your estate planning attorney first
- How much to share with kids at different stages of their careers
- What the 2026 gift tax exemption changes mean for NH families
- How to prepare an heir for a role, not just an inheritance

Read the full guide to start bringing the next generation into the plan: https://birchfinancialgroup.com/how-to-prepare-your-heirs-a-family-wealth-conversation-guide-for-nh-households/

10/08/2026

Ask a New Hampshire business owner what the company is worth, and most can give you a number. Ask what they may actually keep after taxes, and the answer usually gets less certain.

Deal structure, timing, and federal tax treatment can all affect that second number, and most of those decisions are easier to shape two or three years out than two or three weeks before closing.

Our latest blog breaks down seven things worth understanding before you sell your NH business.

Click to learn more: https://birchfinancialgroup.com/selling-your-business-in-nh-a-tax-planning-guide-for-business-owners/

09/24/2026

More Massachusetts families are looking toward Keene and Manchester these days, and taxes are usually the reason why.

Before making the move north, it's worth understanding what New Hampshire actually taxes, how residency gets established, and where the real savings show up. We broke it all down in our latest blog.

Check out the blog here: https://docs.google.com/document/d/1tnceL4Qv6sLA6kyqJWqPrWVq0CfBOOgt1DSeNqX8seI/edit?tab=t.0

09/14/2026

A new job offer rarely comes with just one decision to make.

If a career move is on the horizon this fall, a few things are worth sorting out before you sign anything:

- Lump sum vs. salary continuation, and what each means for your tax bracket
- How RSUs are actually taxed at vesting, whether you sell or not
- Deciding what happens to your old 401(k)
- Why New Hampshire's tax treatment can change your timing

We put together a full breakdown for New Hampshire professionals navigating this kind of transition.

Read the blog here: https://birchfinancialgroup.com/financial-planning-for-a-career-move-managing-severance-rsus-and-a-new-nh-role/

08/27/2026

"My advisor is a fiduciary" doesn't always mean what you think it means.

The fiduciary standard doesn't apply the same way across every advisor, every service, or every conversation. Sometimes it covers the whole relationship. Sometimes it only covers part of it.

We broke down fee-only, fee-based, and commission-based compensation, and what to ask before you assume anything.

Read the blog here: https://birchfinancialgroup.com/fee-only-vs-fee-based-advisors-in-nh-how-fiduciary-pay-structures-affect-you/

08/13/2026

Asking your financial advisor tough questions doesn’t make you disloyal. It makes you diligent.

Our latest blog breaks down 10 questions every New Hampshire investor with $1 million or more should be able to ask, covering fiduciary duty, fees, continuity, and what actually falls inside the relationship.

A good financial advisor will welcome every one of them. Read the full list here: https://birchfinancialgroup.com/10-questions-every-1m-nh-professional-should-ask-a-financial-advisor/

07/30/2026

As employers continue enhancing their retirement benefits, one question often comes up: Should you offer a Roth 401(k) alongside a traditional 401(k)? Because employee financial situations vary, offering both options can provide helpful flexibility. Swipe through for factors to consider.

If you would like to discuss whether adding a Roth option to your organization makes sense, contact us. We would be happy to review your current retirement plan and help you evaluate your options.

Explore more at birchfinancialgroup.com

07/24/2026

New Hampshire executives are managing more moving pieces than ever.

RSUs, bonuses, deferred comp, stock options — each one creates opportunities. Each one also creates decisions that affect your taxes, your retirement, and your long-term goals. And those decisions rarely exist in isolation.

We put together some of the most common questions we hear from executives navigating these financial situations.

Read the full post here: https://birchfinancialgroup.com/integrated-financial-planning-for-manchester-executives-with-complex-lives/

07/23/2026

Market volatility and market risk are two terms that are often used interchangeably, but understanding the difference is essential for making informed investment decisions. Swipe through for a closer look at how each concept could impact portfolios.

We hope you found these insights helpful. As always, if you would like to discuss your portfolio or have any questions about your strategy, don’t hesitate to reach out. Our team is here to help. Call us today to start the conversation.
Explore more at birchfinancialgroup.com

07/21/2026

A successful retirement plan is not just about how much you have saved. It is also about how you structure your income and expenses. Understanding the difference between essential and discretionary spending can help create a more resilient and adaptable financial strategy. Swipe through to learn more.

By organizing your spending, you can better protect what matters most while maintaining the ability to adjust as needed. If you would like guidance on structuring your retirement income plan, call us to learn more.
Explore more at birchfinancialgroup.com

Address

149 Emerald Street, Ste M2 And M3
Keene, NH
03431

Opening Hours

Monday	8am - 4:30pm
Tuesday	8am - 4:30pm
Wednesday	8am - 4:30pm
Thursday	8am - 4:30pm
Friday	8am - 4:30pm

Website

https://birchfinancialgroup.com/

Alerts

Be the first to know and let us send you an email when Birch Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.