My NP Advisor

01/07/2025

Celebrating 5 Amazing Years 🎉

Five years ago, in 2020, we took a leap of faith. We launched our firm with a vision to serve an underserved niche and a belief that nurse practitioners deserve a financial partner who truly understands their unique needs.

The inspiration came close to home—my wife, a dedicated nurse, and her colleagues were among our very first supporters. It was their trust that opened our eyes to the overwhelming demand for tailored financial solutions in the nurse practitioner community. Little did we know that just months later, the global pandemic would reshape the world and further highlight the critical role that healthcare practitioners play in our lives. This solidified our resolve to focus on helping this remarkably talented group.

Today, we’re proud to share that we’ve had the honor of helping nurse practitioners align their financial goals with the futures they deserve. From our humble beginnings, serving local healthcare providers, to now supporting practitioners across multiple states, our mission to improve lives and empower NPs remains at the heart of everything we do.

This milestone wouldn’t have been possible without our amazing strategic partnerships. To our talented, passionate, and hardworking community—thank you for your dedication over the past five years. And to our clients, your trust means everything to us. Thank you for choosing us to be part of your financial journey.

We’re excited for the road ahead and look forward to continuing to serve the nurse practitioner community for years to come. Here's to growing together!

01/01/2025

🎉 Ringing in the New Year! 🎉

As we welcome a brand new year, it’s the perfect time to prioritize your financial health and plan for the future you deserve. 🩺

Just as you care for patients with precision and dedication, tending to your financial well-being is essential for a secure and prosperous future. Whether you're thinking about retirement, tackling debt, or building wealth, we're here to guide you every step of the way.

Here’s to a year filled with success, stability, and possibilities. Cheers to you and all that you’ll achieve this year!

You can start creating your 2025 financial goals today by visiting our website and scheduling a complimentary consultation.

👉 Together, we’ll develop a personalized plan that takes into consideration your needs, wants, and wishes.

12/19/2024

Are you ready to make your financial goals a reality?

Discover how the SMART framework can bring clarity and success to your financial ambitions.

Whether you're saving for retirement, planning a relocation, or budgeting for future medical expenses, we’re here to guide you every step of the way.

Connect with us today to tailor a financial strategy that fits your unique needs. Don't wait—empower your journey to financial freedom now!

07/11/2024

Scott Schloegel offers investment advisory services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. My NP Advisor is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Scott Schloegel, independent agent. My NP Advisor, Scott Schloegel, and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

Content is strictly for general purposes and is not an offer to sell or solicit any security. "Likes" should not be considered a positive reflection of the investment advisory services offered by Gradient Advisors, LLC (“GA”) and/or their investment advisor representatives. For regulatory purposes, we cannot respond to messages through this site. Please refrain from posting reviews of your experience with Scott Schloegel or their services. These reviews are considered testimonials and are prohibited.

05/12/2023

The case for making after-tax 401(k) contributions often arises when individuals have already maxed out their pre-tax contributions or face income limitations.

The case for making after-tax 401(k) contributions often arises when individuals have already maxed out their pre-tax contributions or face income limitations.

05/04/2023

Growing older is a part of life, and while it's difficult to see your parents age, ensure that they have the protection they need by identifying and preventing these signs of elder financial abuse.

Growing older is a part of life, and while it's difficult to see your parents age, ensure that they have the protection they need by identifying and preventing these signs of elder abuse.

02/01/2023

We have helped several NPs diversify their portfolios with I Bonds over the past six months as they look to keep pace with rising costs and navigate a volatile equity market.

💡The I Bond’s rate of return consists of a fixed portion that is reset every six months plus an inflation-adjusted portion. That means investors can reap higher returns when inflation rises and maintain security when rates normalize. Additionally, holding periods can range from as little as one year or as long as 30 years, but if sold within the first five years, the holder forfeits the last three months’ interest.

While there's no guarantee that I Bonds will continue paying out higher returns, given the Federal Reserve’s effort to curb inflation, it could be an opportunity to transfer risk from other areas of your portfolio.

✅Follow our step-by-step instructions on how to purchase I Bonds directly from the US Treasury below.

With inflation hovering near 40-year highs, you may want to consider an investment that can keep up with prices. Here’s how to get started with I Bonds.

01/27/2023

“Our commitment is centered around building long-term relationships, as no two practitioners are alike – each has their own unique vision, needs, and objectives.”

We understand the heavy burden you carry - from long hours to demanding responsibilities - and we are grateful to be able to provide reliable financial guidance.

With that being our focus, we strive to ensure that you have access to personalized financial advice so you can reach your goals and establish a secure financial future. Our comprehensive approach covers everything from budgeting and investment management to tax-reduction strategies and retirement planning, all tailored specifically to your set of circumstances.

🔷If you need a professional advocate or simply want a second opinion, please visit our website, and schedule the first step in our planning process.

01/23/2023

As a nurse practitioner, you understand that health and financial security don’t always go hand-in-hand. Therefore, protecting yourself and your family’s future well-being should always be at the top of your priorities.

A straightforward way to help achieve this goal is by including life insurance in your financial plan. Not only can life insurance cover things like funeral costs, but with the right amount, it can provide a legacy for your loved ones in times of need.

🔷To ensure that you have adequate coverage, please visit our website and schedule a 15-minute discovery phone call.

01/01/2023

Wishing our community a Happy New Year!

11/21/2022

When calculating how much money you will need for retirement, there are a few key factors to consider: your non-discretionary spending, discretionary spending, inflation, and your time horizon.

🔷Non-discretionary spending includes things like housing costs, food costs, and transportation costs. These are expenses that you will likely have to continue paying whether you're retired or not.

🔷Discretionary spending includes things like entertainment expenses, clothing expenses, and travel expenses. These are expenses that you may be able to reduce or eliminate once you retire, depending on your lifestyle.

🔷Inflation is the rate at which prices for goods and services increase over time. If you don't account for inflation in your calculation, your retirement savings may not last as long as you expect.

🔷Your time horizon refers to your life expectancy, the life expectancy of a younger spouse, or longer if you plan to leave a legacy.

All of these factors are important when planning for retirement and should be considered when estimating how much money you will need.

💡Use this two-part series as a reference to help start a conversation with your family.

11/13/2022

🩺You and your colleagues make the world better in countless ways.

>>Take this opportunity to share your story at :

🔷To Help Others
One of the primary reasons to share your story is to help others. Your account can provide hope and inspiration to others facing similar challenges. Additionally, your story can help to raise awareness about important issues. By sharing your story, you can help to make a difference in the world.

🔷To Heal Yourself
Telling your story can also be therapeutic for you. It can help you to process your experiences and to make peace with the past. Additionally, sharing your story can help you to connect with others who have been through similar experiences. This connection can provide support and understanding, which can be vital during difficult times.

🔷To Connect with Others
Another reason to tell your story is to connect with others. When you share your story, you give others a glimpse into your life and who you are as a person. This can create strong bonds and lasting relationships. Additionally, sharing your story can help you to feel less alone in the world.

🔷To Raise Awareness
Sharing your story can also help to raise awareness about important issues. By telling your story, you can bring attention to topics that are often overlooked or misunderstood. Additionally, sharing your story can help others to see the world from a new perspective and to understand the importance of specific issues.

🔷To Inspire Change
Finally, telling your story can inspire change. Your story has the power to touch hearts and change minds. By sharing your story, you can encourage others to act on important issues or to make positive changes in their own lives.