HFG Financial Group LLC

HFG Financial Group LLC Securities through Osaic Wealth Member FINRA/SPIC HFG Advisors -a registered investment advisor. Osaic Wealth is not affiliated with any social media website.

Securities and investment advisory services offered through Osaic Wealth, Inc, member FINRA/SIPC Pathways Financial Group is not affiliated with Osaic Wealth, Inc or registered as a broker dealer or investment advisor. Daniel Youngs offers additional advisory services through HFG Advisors, Inc. a registered investment advisor not affiliated with Osaic Wealth, Inc. Investment products and services

available only to residents of AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI



Fee-based investment advisory services available only to residents of AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NY, OH, OK, OR, PA, SC, SD,TN, TX, VA, WA, WI



Investments in securities involve risk, including the potential loss of principal invested. The site may contain links to articles or other information that are contained on a third party website. FSC Securities does not endorse or accept responsibility for the content, or the use, of the web site. FSC Securities assumes no liability for any inaccuracies, errors or omissions in or from any data or other information provided on the pages. We do not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by fans or any third parties on social media sites. We do not control, serve, adopt or endorse any content that may be published on any social media site. No part of any social media site is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice. At our discretion, we may block followers or remove comments for any reason. We request that you keep your comments within the purposes of this site. In your comments, please avoid specific mention or discussions about investment advice or products, specific securities or investments, or trading strategies. The entire content of the site, including third party posts, is archived by the broker-dealer to comply with securities regulations. It is up to you to read and understand the privacy policies and terms of service for each social media site you participate in, which includes joining any groups. While we have a presence on one or more social media pages, we have no control over how the social media sites or other third parties will use the information you share. To view the privacy policy of our broker-dealer, please go to http://www.https://images.response.advisorgroup.com/Web/ADVISORGROUPINC/%7bd1f0fb0b-f6a2-431e-b276-71b5283fd7a8%7d_FSC_Customer_Privacy_Notice_Disclosure_Mailed.pdf

IMPORTANT: We do not provide customer service or enable financial transactions through any social media site. Should any client of the firm have questions or concerns that are specific to their account(s), please contact your financial advisor directly. You should never post personal, account or transaction information anywhere on any social media site. "Likes", "Favorites" or other similar functionality available through social media sites should not be considered a positive reflection of the services offered by Osaic Wealth. Visitors to this page must avoid posting positive reviews of their experiences with the adviser or its services as such testimonials are prohibited under state and federal securities laws and may not reflect the experience of all clients of Osaic Wealth. In certain instances, direct messages may be sent through social media sites. Such messages, which may be confidential and/or privileged, are intended for use only by the intended recipient, any review; copying, distribution or use of these transmissions is strictly prohibited. If you receive a message in error, please (i) notify the sender immediately and (ii) destroy all copies of the message. Securities are:
Not FDIC/NCUA Insured
No Bank or Credit Union Guarantee
May Lose Value

03/18/2026
01/27/2026

Wishing everyone a Very Merry Christmas! In the spirit of Christmas we are closed Thursday December 25 and Friday Decemb...
12/25/2025

Wishing everyone a Very Merry Christmas!
In the spirit of Christmas we are closed Thursday December 25 and Friday December 26! We will be back in the office Monday December 29 at 9:00am!

🚀 Big News for Your 2026 Retirement Plans! 🚀The IRS announced new contribution limits for 2026 in November, and there's ...
12/20/2025

🚀 Big News for Your 2026 Retirement Plans! 🚀

The IRS announced new contribution limits for 2026 in November, and there's a lot to look forward to! Here's a quick breakdown:

🔹 401(k), 403(b), 457 Plans & TSP: Contribution limit increased to $24,500 (up from $23,500 in 2025). If you're 50 or older, you can contribute up to $32,500 annually!

🔹 IRA Contributions: Limit increased to $7,500. Catch-up contributions for those 50 and older are now $1,100.

🔹 Roth IRA & Saver’s Credit: Income phase-out ranges have increased, making it easier to qualify and maximize your savings.

🔹 SIMPLE Accounts: Contribution limit up to $17,000, with higher limits for certain accounts.

🔹 Medicare Part B: Monthly premiums will rise to $202.90, impacting how much of your Social Security COLA you'll see.

Stay up-to-date with details about your retirement savings! For full details, check out Notice 2025-67 on the IRS website.

With most retirement accounts, once you reach age 73, you must begin taking required minimum distributions. Roth accounts are the exception. Withdrawal penalties may apply if you take the money before age 59½. Roth IRA distributions must meet a 5-year holding requirement and occur after the account holder reaches age 59½.



Sources:
IRS.gov, November 13, 2025
CNBC, November 17, 2025

Turns out wrapping gifts to store-level perfection doesn’t require magic after all! Nail it this holiday season with the...
12/19/2025

Turns out wrapping gifts to store-level perfection doesn’t require magic after all! Nail it this holiday season with these 11 simple tips.


Put the present in presentation with these tips on how to perfectly wrap your gifts.

We are wishing everyone a Very Blessed Thanksgiving! We will be closed 11/27 and 11/28; we will be back in the office 12...
11/26/2025

We are wishing everyone a Very Blessed Thanksgiving! We will be closed 11/27 and 11/28; we will be back in the office 12/1! Please have a safe Holiday!

We thank you and honor you not just today but every day!
11/11/2025

We thank you and honor you not just today but every day!

May your Halloween be filled with tricks, treats, and everything sweet! Boo to you from our crew - have a Happy Hallowee...
10/31/2025

May your Halloween be filled with tricks, treats, and everything sweet! Boo to you from our crew - have a Happy Halloween!

🔍 Think you can spot a scam? With AI, it’s getting a lot harder.Today’s online shopping scams are powered by artificial ...
10/24/2025

🔍 Think you can spot a scam? With AI, it’s getting a lot harder.

Today’s online shopping scams are powered by artificial intelligence, making fake websites look polished and convincing. Scammers now use AI to create:
- Believable product listings and fake reviews
- Deepfake influencer videos that promote fraudulent sites
- Near-perfect website addresses that mimic trusted retailers

🛑 Before clicking “add to cart,” take a second look:
✅ Double-check URLs for misspellings
✅ Avoid shopping directly through social media links
✅ Use credit cards for added fraud protection

Scammers are moving fast—but awareness helps slow them down. 🧠💻

Source:

Malicious sites are on the rise and thanks to AI, it's almost impossible to tell the difference.

Address

5659 W Michigan Avenue
Kalamazoo, MI
49009

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

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