03/25/2026
As we move through 2026, one opportunity many investors overlook is the ability to still contribute to a Roth IRA for the prior year ⏳
Here’s the key: you can make 2025 Roth IRA contributions up until the tax filing deadline in April 2026. That means there’s still time to take advantage of tax-free growth for last year—if you’re eligible 💡
A quick refresher on contribution limits:
• 2025: $7,000 (or $8,000 if age 50+)
• 2026: $7,500 (or $8,600 if age 50+)
Why consider a Roth? 🚀
• Tax-free growth and withdrawals in retirement
• No required minimum distributions
• Flexibility for future tax planning
If your income is above the direct contribution limits, strategies like backdoor Roth contributions may still be available—but require careful ex*****on 🔄
The window for 2025 is closing soon ⏰ It’s a simple move that can have a meaningful long-term impact.
If you’re unsure whether this applies to you, it may be worth a quick conversation 🤝
