Safe Money Retirement

06/21/2026

Is your retirement plan ready for the looming Social Security cuts?

The Social Security Administration has released a report with new projections as to when the trust funds that help pay benefits may be depleted.

06/19/2026

What if the key decisions you miss today quietly limit your retirement options tomorrow? In this episode, Tim Wood continues his conversation with Tracey Kendall Wilson from Alzheimer’s Tennessee on preparing for life’s biggest “what‑ifs,” from Alzheimer’s care to long‑term financial planning. He also breaks down common misconceptions around pensions and annuities, explaining why one‑size‑fits‑all advice often falls short. The discussion highlights important age-based milestones, income planning strategies, and how making proactive decisions can help reduce uncertainty later on. It’s a practical look at aligning your plan with real-life needs, not just assumptions.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What if the key decisions you miss today quietly limit your retirement options tomorrow? In this episode, Tim Wood continues his conversation with Tracey Kendall Wilson from Alzheimer’s Tennessee on preparing for life’s biggest “what‑ifs,” from Al...

06/12/2026

A diagnosis like Alzheimer’s doesn’t just affect memory—it can reshape an entire family’s plan. In this episode, Tim Wood sits down with Alzheimer’s Tennessee Regional Director Tracy Kendall Wilson to discuss the realities of dementia care and what families often don’t see coming. The conversation explores early warning signs, caregiver challenges, available support resources, and why preparation matters before a crisis occurs. Tim also ties these insights back to retirement planning, highlighting how health-related events can impact long-term financial decisions and the importance of having a thoughtful plan in place. The discussion highlights the importance of building a reliable income plan, preparing for healthcare costs, and avoiding reactive decision-making. Tim also explains why having the right team in place can help simplify complex choices and keep plans aligned as life changes over time.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

A diagnosis like Alzheimer’s doesn’t just affect memory—it can reshape an entire family’s plan. In this episode, Tim Wood sits down with Alzheimer’s Tennessee Regional Director Tracy Kendall Wilson to discuss the realities of dementia care and wha...

05/30/2026

When and how should you take Social Security?

It's a big question and the potential cuts to the program in 2032 can impact your decision as well.

This video sheds some light on when you should claim Social Security and how the program works.

Check out my weekly podcast at TheSafeMoneyRetirementShow.com for more details or to schedule a time to chat about your situation.

05/29/2026

Relying on Social Security alone could leave a bigger gap in retirement income than many people expect. In this episode, Tim Wood explains why creating a reliable “paycheck” in retirement has become a personal responsibility as pensions continue to fade. The conversation explores income gaps, the risks of relying only on market withdrawals, and how different types of accounts are taxed over time. Tim also highlights key warning signs that your financial strategy—or advisor—may not be aligned with your needs as you approach retirement.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Relying on Social Security alone could leave a bigger gap in retirement income than many people expect. In this episode, Tim Wood explains why creating a reliable “paycheck” in retirement has become a personal responsibility as pensions continue t...

05/22/2026

The biggest retirement decisions may have nothing to do with your investments—but everything to do with your lifestyle and future care. In this episode, Tim Wood explores how choices like staying in your home, downsizing, or renting can impact retirement planning in today’s market. The conversation also tackles common long‑term care misconceptions, the risks of waiting to plan, and why issues like healthcare, dementia, and housing need to be addressed early. Tim emphasizes the importance of building a personalized plan that considers real-life changes and evolving needs over time.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The biggest retirement decisions may have nothing to do with your investments—but everything to do with your lifestyle and future care. In this episode, Tim Wood explores how choices like staying in your home, downsizing, or renting can impact ret...

05/15/2026

What if the key to a less stressful retirement comes down to one simple factor—income? In this episode, Tim Wood explains why guaranteed income is becoming a major focus for retirees, especially as pensions become less common. The conversation explores how annuities fit into modern retirement planning, why flexibility matters when life doesn’t go according to plan, and how reducing expenses and preparing for early retirement scenarios can impact long‑term outcomes. Tim also highlights why treating retirement with the same intention as your working years can shape how confidently you navigate future financial decisions.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What if the key to a less stressful retirement comes down to one simple factor—income? In this episode, Tim Wood explains why guaranteed income is becoming a major focus for retirees, especially as pensions become less common. The conversation exp...

05/08/2026

A one‑in‑three chance of recession may not sound certain—but it can feel very real nearing retirement. In this episode, Tim Wood explains why even a small probability of market downturns matters when you only get one chance to retire. The conversation explores sequence‑of‑returns risk, the importance of protecting income, and why understanding retirement terms like RMDs, IRMAA, and longevity risk can shape long‑term outcomes. Tim also discusses common planning mistakes, how to reduce exposure to volatility, and why building a strategy that prioritizes income can help bring clarity in uncertain markets.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

A one‑in‑three chance of recession may not sound certain—but it can feel very real nearing retirement. In this episode, Tim Wood explains why even a small probability of market downturns matters when you only get one chance to retire. The conversa...

05/02/2026

Market rebounds don’t always bring peace of mind—especially when retirement is getting close. In this episode, Tim Wood explains why inflation, volatility, and fear are causing many Americans to delay retirement, even after markets recover. The conversation breaks down the emotional and financial risks of staying fully exposed to the market, why rebalancing means more than just shifting investments, and how guaranteed income planning can change the way retirees think about risk. Tim also addresses healthcare costs, hardship withdrawals, and common mistakes that can quietly derail retirement without proper planning.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Market rebounds don’t always bring peace of mind—especially when retirement is getting close. In this episode, Tim Wood explains why inflation, volatility, and fear are causing many Americans to delay retirement, even after markets recover. The co...