Bogar & Associates

06/23/2026

“Rule No. 1: Never lose money. Rule No. 2: Never forget Rule No. 1."

06/21/2026

Happy Father's Day!

06/19/2026

As temperatures rise and schedules open up during summer, it makes sense that a vacation is in order!

If you haven't started planning your trip yet one great tip is to open a separate savings account for your vacation fund. To ensure that you are saving enough automate these savings as well.

06/18/2026

Do you have a “no touch” financial fund?

Plus, how large your fund should be.

06/16/2026

How often do you reassess your home and car insurance?

You may be able to save money by shopping around for insurance to compare rates. However, you may not always find a better option when you reassess but this may allow you to negotiate better terms. Something to think about!

06/12/2026

Well hello Summer 😎.

Just a reminder that if you requested a tax extension, you still have until October 15 to take advantage of key deductions from the One, Big, Beautiful Bill. You may qualify for:
• No tax on tips
• No tax on overtime
• No tax on car loan interest
• Special deductions for seniors

Don't short change yourself on these deductions!

06/11/2026

We all have financial goals, whether it's buying a new car, saving for a vacation, or buying a home.

The best thing you can do is revisit these goals regularly to check on your progress. A quick look at where you are with your goals provides clarity on possible adjustments to reach your goals even faster!

06/09/2026

Many​‍​‌‍​‍‌​‍​‌‍​‍‌ brokers and insurance agents establish an S corporation on the assumption that they can route their personal commissions as management fees through it and thereby lower their self-employment tax.

Click below to read more:

Commissions Assigned as S-Corporation Management Fees Many​‍​‌‍​‍‌​‍​‌‍​‍‌ brokers and insurance agents establish an S corporation on the assumption that they can route their personal commissions as management fees through it and thereby lower their self-employment ta...

06/03/2026

How many times have you thought, “How much money do I need to save for retirement?”

It's a good idea to save 15% of your annual pre-tax income. If you can do more, great! It is always a good idea to talk to a professional to make sure you're budgeting accordingly.

06/02/2026

You did everything right by automating your savings and investing, seeking professional advice to maximize your return on investment.

Although you are investing for the long-term be sure to still keep an eye on financial news and the stock market. There could be changes you aren't aware of or have questions about, which is a good time to reach out to a professional. This ensures all adjustments and deductions are maximized each year and allows you to make changes to your portfolio accordingly.