Todd Holden of Gateway Financial Partners

09/02/2026

Market news can be noisy. Staying grounded in your personal goals helps bring clarity when markets shift.

08/31/2026

Whether you’re drafting a new will or reviewing an old one, this guide covers common considerations to keep in mind.

https://www.forbes.com/sites/matthewerskine/2024/10/07/drafting-and-executing-your-will/

Drafting and executing your will is an essential step in ensuring that your assets are distributed according to your wishes.

08/28/2026

Do you talk about money at the kitchen table, or is it off-limits? Kids tend to learn more from what they see than what they are told.

08/25/2026

The same goes for a child's savings, or your own. Small and today tends to beat perfect and someday.

08/17/2026

Estate planning is easy to put off, but having the right documents in place can save your family a lot of questions later on.

Here are a few of the essentials worth reviewing.

Estate planning isn't just for the wealthy — it's for anyone who wants control over what happens next. These four core documents will help you establish it.

07/28/2026

The type of life insurance you choose often comes down to timing.

Term life insurance
Covers you for a set number of years, often 10, 20, or 30.

It is commonly used when:
• Kids are still at home
• Income protection matters most
• Major expenses, like a mortgage, are still in place

Permanent life insurance
Is designed to provide lifetime coverage, as long as premiums are paid.

Some policies may also build cash value over time, which could potentially be used for future needs depending on the policy.

It may be considered for:
• Longer-term protection
• Estate planning support
• Needs that extend beyond temporary coverage

The right fit depends on what you are trying to protect, how long you need coverage, and how it fits into your broader financial plan.

07/23/2026

Understanding the difference between needs and wants may help make budgeting feel more manageable. This article walks through how to approach each.

https://www.experian.com/blogs/ask-experian/budgeting-needs-vs-wants/

Distinguishing essentials from desires can help you set priorities. Learn about budgeting for needs vs. wants, plus methods to help you cover both.

07/15/2026

A will is not only about money. It is also where you name a guardian for your children if you could not be there. If that name does not exist yet, it may be the document your family is missing.

07/09/2026

Families often carry a lot of assumptions.

Writing down key decisions, such as guardianship wishes, account details, and financial priorities, can help create more clarity for the people you care about.

06/22/2026

Social Security overpayments happen, and they can be a hassle.

Learn what causes them and how to handle the situation from this insightful article from NerdWallet.

https://www.nerdwallet.com/article/investing/social-security/social-security-overpayment

Social Security is a federal program that pays financial benefits to retirees and their families, as well as to children and families of deceased workers. It also pays benefits to people with disabilities who may have limited opportunities to earn money.