Todd Holden of Gateway Financial Partners

06/04/2026

Inheriting an IRA comes with decisions and deadlines. Knowing the rules can help you navigate the process smoothly. Kiplinger has more!

https://www.kiplinger.com/retirement/inherited-ira-opportunities-and-challenges

New SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on for strategies to help beneficiaries.

05/31/2026

Why Consider a High-Yield Savings Account?

• Higher Interest: Opportunity to earn more compared to a standard savings account.

• Low Risk: FDIC or NCUA insured, helping to keep your money protected.
• Easy Access: Manage funds anytime with online banking & apps.

05/21/2026

When looking at a 529 plan, a few things matter:
• Contribution level
• Time horizon
• State-specific tax treatment

This calculator ties those together to show how they may influence the outcome.

https://www.morningstar.com/personal-finance/529-plan-calculator-estimate-your-federal-state-tax-benefits

Use this tool to compare how much you could save in a 529 college savings plan versus a taxable brokerage account.

05/11/2026

Whether it’s investing early, paying down debt, or choosing small daily savings like making coffee at home, every step you take today brings you closer to financial freedom.

05/07/2026

There's a hefty shortfall between the "magic number" for retiring and Gen X savings.

Many are still working toward closing that gap, often balancing later start dates, market cycles, and increasing contribution rates. Kiplinger has more!

https://www.kiplinger.com/retirement/retirement-planning/the-average-gen-x-401-k-balance

Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.

04/22/2026

Asset allocation refers to how investments are divided across different categories like stocks, bonds, and cash.

The mix often reflects a combination of time horizon, goals, and comfort with market movement. Someone earlier in their career may lean more toward growth, while someone closer to retirement may place more weight on stability.

04/16/2026

Growth gets most of the attention, but risk plays just as big of a role.

This piece breaks down downside risk and how market declines can affect a portfolio, especially depending on timing. Understanding that side of investing can help put volatility into context.

https://www.forbes.com/sites/cicelyjones/2026/04/01/how-to-understand-downside-risks-in-your-retirement-portfolio/

If you want portfolio growth, you will need to take on some risks. This is how to understand those portfolio downside risks.

04/14/2026

Automating deposits to savings and retirement accounts can help build healthy financial habits without extra effort.

04/06/2026

It can be easier to make decisions with your money when you know what it is for. A short term goal might be something like a trip or building up an emergency fund. Longer term could be retirement or paying off a mortgage.

Putting a rough timeline next to each goal can help you figure out how much to set aside and where to keep it. It turns “I should probably save more” into something a little more clear and actionable.

03/26/2026

Navigating your financial journey begins with understanding your relationship with money.

https://www.kiplinger.com/personal-finance/money-languages-which-do-you-speak

Identifying the emotions that you feel about money could help you improve your relationship with it.