Derek Emerson, Mortgage Lender

Derek Emerson, Mortgage Lender I've worked in the mortgage industry since 1996 and have experience in all types of loan programs.

I am committed to providing professional, first-class service to my customers. From application to closing, I'm available to answer any questions!

5.0 star review received on Experience.com for Derek Emerson by Vishwas V - were in a pinch with a previous bank, changi...
11/28/2024

5.0 star review received on Experience.com for Derek Emerson by Vishwas V - were in a pinch with a previous bank, changing the terms of mortgage on 6 to 8 hours before our closing date/time. Derek and his team came in and helped to close on the house within seven days which is a miracle. They were very efficient and a pleasure to work with.

Click to see all 105 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Julien F - Communication  and availability
11/16/2024

5.0 star review received on Experience.com for Derek Emerson by Julien F - Communication and availability

Click to see all 103 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Michael A A - Everyone we dealt with at First Horizon wa...
10/01/2024

5.0 star review received on Experience.com for Derek Emerson by Michael A A - Everyone we dealt with at First Horizon was professional, friendly, responsive and tenacious in dealing with any questions or issues that came up. From Derek Emerson to JayBrathwaite to Dee, Franceski, we could not have been treated better.

Click to see all 102 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Sreekanth M - Derek is exceptional at what he does—highl...
09/23/2024

5.0 star review received on Experience.com for Derek Emerson by Sreekanth M - Derek is exceptional at what he does—highly knowledgeable and incredibly reliable. A big shoutout to his amazing team as well, especially Jay!

Click to see all 101 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Pooja A - The entire team including Derek worked very ha...
09/19/2024

5.0 star review received on Experience.com for Derek Emerson by Pooja A - The entire team including Derek worked very hard to meet deadlines. We are grateful for it.

Click to see all 98 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Juan P B G - Great communication, expedited responses.
09/14/2024

5.0 star review received on Experience.com for Derek Emerson by Juan P B G - Great communication, expedited responses.

Click to see all 98 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Jennifer M - I have used loan officer Mr. Derek Emerson ...
09/09/2024

5.0 star review received on Experience.com for Derek Emerson by Jennifer M - I have used loan officer Mr. Derek Emerson twice- the first time for my mortgage to buy a home and now most recently to refinance my mortgage. I refer to him as "the piranha guy" because he is super proactive in getting your business and beating any offer that you've previously received so that you will give him your business!!! He also does an amazing job explaining everything along the way, and once you agree to let him take over your loan, the process goes FAST!!! He wastes no time dilly-dallying around! He gets the job done! He also makes himself very available meaning he doesn't hesitate to call you or text you with updates at each step of the way, and responds quickly- often immediately- to calls, texts, and emails! He and his team are thorough and guide you in the process of obtaining documents, etc. If you need a loan, contact Mr. Derek Emerson! He will get it done for you! As a comparison, I was initially going to use mr. Cooper for my refinance because I had used them to refinance my mortgage on a previous home, but when I spoke to Mr. Emerson who helped me with the buying/mortgage of my current home, he was able to give me a much better deal than mr. Cooper! Mr. Emerson saved me over $6,000 in the refinancing costs compared to what mr. Copper offered me! AND Mr. Emerson and his team got the job done FAST!!!!- like in about 2 weeks!!!! And literally when mr. Copper called me to tell me they were in the process of getting me pre-approved, I was literally already ready to close on my loan with Mr. Emerson!!! Mr. Emerson is a PIRANHA (in a great way) when it comes to getting you the best deal and closing fast!!!! Go to Mr. Emerson for all of your mortgage/refinance/loan needs!!!

Click to see all 97 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Randy S S - Derek was excellent . In a time of app's and...
08/16/2024

5.0 star review received on Experience.com for Derek Emerson by Randy S S - Derek was excellent . In a time of app's and portals it was a great personalized experience All team members were top notch !.

Click to see all 95 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Ronald B B S - Helping me achieve the required credit sc...
08/04/2024

5.0 star review received on Experience.com for Derek Emerson by Ronald B B S - Helping me achieve the required credit score to secure the loan. Other banks just turned me down without a second chance, but they worked with me and advised me on what to do to improve my score. Thanks to them, I was able to purchase my first home.

Click to see all 94 reviews of Derek Emerson, Loan Officer | NMLS #453565

07/23/2024

5.0 star review received on Experience.com for Derek Emerson by Catherine L S - Easy, smooth process with good communication

5.0 star review received on Experience.com for Derek Emerson by Valaree A L - Derek and his team were a joy to work with...
07/08/2024

5.0 star review received on Experience.com for Derek Emerson by Valaree A L - Derek and his team were a joy to work with. They were thorough and responsive and got me a great deal.

Click to see all 92 reviews of Derek Emerson, Loan Officer | NMLS #453565

5.0 star review received on Experience.com for Derek Emerson by Steven R - Excellent service. Smooth process.
07/05/2024

5.0 star review received on Experience.com for Derek Emerson by Steven R - Excellent service. Smooth process.

Click to see all 91 reviews of Derek Emerson, Loan Officer | NMLS #453565

Address

Jacksonville, FL
32256

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