05/12/2026
Understanding your full retirement age is an important part of making informed Social Security decisions.
For many people, full retirement age falls between 66 and 67 depending on birth year, and the timing of when you claim benefits can have a long-term impact on your retirement income.
Social Security is not just about when you can collect benefits, but how those decisions fit into your broader retirement goals and income needs.
Learn 3 Social Security rules that change at full retirement age, including work earnings, benefit recalculations and delayed credits through age 70.